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10.8 km from CBD
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True annual cost of living in Nindaroo, QLD 4740

Living in a house in Nindaroo costs about $11,471 a year: council rates, water and sewerage, commute and home insurance combined. Nindaroo sits 10.8 kilometres from Brisbane CBD. Unit costs come in at $9,233, as lower council rates more than offset the $1,800 body corporate levy. Switching from driving to public transport saves $2,965 per year at this distance.

Last updated July 2026 · Mackay Regional Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 61% of Mackay Regional Council suburbs, about 11% below the regional average.
Home insurance is the biggest expense at $4,800, roughly 42% of the annual total.
Switching from driving to public transport saves $2,965 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$11,471
Driving · per year
$956/month
Lower cost
Unit annual cost
$9,233
Incl. body corporate
$769/month
House vs unit difference
−$2,238
Unit is cheaper per year
Annual cost breakdown
Council rates
Mackay Regional Council 2026-27 · minimum rate
$1,466
Water & sewerage
Mackay Regional Council Water & Sewerage 2026-27
$2,048
Driving commute
ATO 88c/km · 10.8km from CBD · 192 days
$3,157
Home insurance
Estimated · flood Low · fire Low
$4,800
Total annual running cost
$11,471
($956/month)
↓ 11% below Mackay Regional Council average
SuburbCost affordability score ●●●○○ 6.9/10 Good
Cheaper to run than 61% of Mackay Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$1,976/yr
5,126 kWh
Unit
$1,591/yr
3,845 kWh
Estimated from AER residential benchmarks for Nindaroo's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Nindaroo with another suburb
Is it cheaper to drive or take public transport from Nindaroo to the CBD?
Public transport saves Nindaroo residents $2,965 per year. Annual commute cost by car is $3,157 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Nindaroo?
Nindaroo falls under Mackay Regional Council. The minimum residential general rate for 2026-27 is $1,466 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Nindaroo?
Running a unit in Nindaroo costs approximately $9,233 per year by car or $6,268 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,800, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.