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Map of North Boambee Valley
2.6 km from Coffs Harbour CBD
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True annual cost of living in North Boambee Valley, NSW 2450

Living in a house in North Boambee Valley costs about $7,169 a year: council rates, water and sewerage, commute and home insurance combined. North Boambee Valley sits 2.6 kilometres from Coffs Harbour CBD. Unit costs come in at $5,979, as lower council rates more than offset the $1,500 body corporate levy. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Coffs Harbour Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 93% of Coffs Harbour suburbs, about 27% below the regional average.
Home insurance is the biggest expense at $3,500, roughly 49% of the annual total.
Flood and bushfire risk are rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$7,169
Driving · per year
$597/month
Lower cost
Unit annual cost
$5,979
Incl. body corporate
$498/month
House vs unit difference
−$1,190
Unit is cheaper per year

Annual cost breakdown

Council rates
Coffs Harbour rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,490
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 2.6km from Coffs Harbour CBD · 192 days
$879
Home insurance
Estimated · flood High · fire High
$3,500
Total annual running cost
$7,169
($597/month)
↓ 27% below Coffs Harbour average
SuburbCost affordability score ●●●○○ 6.5/10 Good
Cheaper to run than 93% of Coffs Harbour suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for North Boambee Valley's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around North Boambee Valley

within a 2 km walk
Nearest stop
Unnamed, 2,356 m away, about a 29 minute walk. It is a bus stop.
Nearest hospital
Coffs Harbour Health Campus, 1,446 m away, about an 18 minute walk.
Supermarkets
0
Cafes
2
Parks
6
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about North Boambee Valley

Is it cheaper to drive or take public transport from North Boambee Valley to Coffs Harbour CBD?

Driving saves North Boambee Valley residents $1,521 per year. Annual commute cost by car is $879 versus $2,400 by public transport using the Opal network.

What are the council rates in North Boambee Valley?

North Boambee Valley falls under Coffs Harbour Council. The average residential rate for 2026-27 is $1,490 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,490 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in North Boambee Valley?

Running a unit in North Boambee Valley costs approximately $5,979 per year by car or $7,500 by public transport. This includes council rates of $1,490, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $810. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is North Boambee Valley close to public transport?

The nearest scheduled service to the centre of North Boambee Valley is Unnamed, a bus stop about 2,356 m away, about a 29 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to North Boambee Valley?

The closest hospital to the centre of North Boambee Valley is Coffs Harbour Health Campus, about 1,446 m away, about an 18 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in North Boambee Valley?

Within a 2 km walk of the centre of North Boambee Valley there are 0 supermarkets, 2 cafes and 6 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Coffs Harbour rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.