True annual cost of living in North Boambee Valley, NSW 2450
Living in a house in North Boambee Valley costs about $6,819 a year: council rates, water and sewerage, commute and home insurance combined. North Boambee Valley sits 2.6 kilometres from Coffs Harbour CBD. Unit costs come in at $5,979, as lower council rates more than offset the $1,500 body corporate levy. The commute is costed by car to Coffs Harbour, at $879 a year, because no daily public transport commute is assumed here.
About $131 a week to run a house here, including estimates
Lower cost
Unit annual cost
$5,979
Incl. body corporate
$498/month
About $115 a week to run a unit here, including estimates
House vs unit difference
−$840
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Coffs Harbour rates
$1,490
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 2.6km from Coffs Harbour CBD · 192 days
$879
Home insurance
Estimated flood High · fire High
$3,150
Body corporate
Estimated
$1,500
Total annual running cost
$6,819
($568/month, $131/week)
Excludes electricity, estimated separately below.
↓ 29% below Coffs Harbour average
SuburbCost affordability score ●●●○○6.7/10 Good
Cheaper to run than 96% of Coffs Harbour suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for North Boambee Valley's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around North Boambee Valley
within a 2 km walk
Nearest stop
Unnamed, 2,356 m away, about a 29 minute walk. It is a bus stop.
Nearest hospital
Coffs Harbour Health Campus, 1,446 m away, about an 18 minute walk.
Supermarkets
0
Cafes
2
Parks
6
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Frequently asked questions about North Boambee Valley
Is it cheaper to drive or take public transport from North Boambee Valley to Coffs Harbour CBD?
Public transport options are limited in North Boambee Valley; driving is the practical commute at $879 per year.
What are the council rates in North Boambee Valley?
North Boambee Valley falls under Coffs Harbour Council. The average residential rate for 2026-27 is $1,490 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,490 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in North Boambee Valley?
Running a unit in North Boambee Valley costs approximately $5,979 per year by car or $5,979 by public transport. This includes council rates of $1,490, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $810. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is North Boambee Valley close to public transport?
The nearest scheduled service to the centre of North Boambee Valley is Unnamed, a bus stop about 2,356 m away, about a 29 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to North Boambee Valley?
The closest hospital to the centre of North Boambee Valley is Coffs Harbour Health Campus, about 1,446 m away, about an 18 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in North Boambee Valley?
Within a 2 km walk of the centre of North Boambee Valley there are 0 supermarkets, 2 cafes and 6 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.
Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Coffs Harbour rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.