True annual cost of living in North Wagga Wagga, NSW 2650
Living in a house in North Wagga Wagga costs about $6,257 a year: council rates, water and sewerage, commute and home insurance combined. North Wagga Wagga sits 2.4 kilometres from Wagga Wagga CBD. Unit costs come in at $5,617, as lower council rates more than offset the $1,500 body corporate levy. The commute is costed by car to Wagga Wagga, at $813 a year, because no daily public transport commute is assumed here.
About $120 a week to run a house here, including estimates
Lower cost
Unit annual cost
$5,617
Incl. body corporate
$468/month
About $108 a week to run a unit here, including estimates
House vs unit difference
−$640
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Wagga Wagga rates
$1,294
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 2.4km from Wagga Wagga CBD · 192 days
$813
Home insurance
Estimated flood High · fire Medium
$2,850
Body corporate
Estimated
$1,500
Total annual running cost
$6,257
($521/month, $120/week)
Excludes electricity, estimated separately below.
↓ 33% below Wagga Wagga average
SuburbCost affordability score ●●●●○7.0/10 Good
Cheaper to run than 97% of Wagga Wagga suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for North Wagga Wagga's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around North Wagga Wagga
within a 2 km walk
Nearest stop
Wagga Wagga, 2,267 m away, about a 28 minute walk. It is a train stop.
Nearest hospital
Wagga Wagga Base Hospital, 2,954 m away, about a 37 minute walk.
Supermarkets
6
Cafes
11
Parks
12
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Frequently asked questions about North Wagga Wagga
Is it cheaper to drive or take public transport from North Wagga Wagga to Wagga Wagga CBD?
Public transport options are limited in North Wagga Wagga; driving is the practical commute at $813 per year.
What are the council rates in North Wagga Wagga?
North Wagga Wagga falls under Wagga Wagga Council. The average residential rate for 2026-27 is $1,294 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,294 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in North Wagga Wagga?
Running a unit in North Wagga Wagga costs approximately $5,617 per year by car or $5,617 by public transport. This includes council rates of $1,294, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is North Wagga Wagga close to public transport?
The nearest scheduled service to the centre of North Wagga Wagga is Wagga Wagga, a train stop about 2,267 m away, about a 28 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to North Wagga Wagga?
The closest hospital to the centre of North Wagga Wagga is Wagga Wagga Base Hospital, about 2,954 m away, about a 37 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in North Wagga Wagga?
Within a 2 km walk of the centre of North Wagga Wagga there are 6 supermarkets, 11 cafes and 12 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Wagga Wagga rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.