True annual cost of living in North Warrandyte, VIC 3113
Living in a house in North Warrandyte costs about $12,368 a year: council rates, water and sewerage, commute and home insurance combined. North Warrandyte sits 24.0 kilometres from Melbourne CBD. Unit costs reach $12,978, with the $2,300 owners corporation levy accounting for the entire difference between the two. At 24.0km from the CBD, transport mode shifts the annual total by $3,647. The gap widens as commute costs rise.
About $238 a week to run a house here, including estimates
Unit annual cost
$12,978
Incl. owners corporation
$1,082/month
About $250 a week to run a unit here, including estimates
House vs unit difference
+$610
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Nillumbik rates
$2,810
Water & sewerage
Official, 2026-27 Yarra Valley Water
$1,538
Driving commute
Modelled, 2026-27 ATO 91c/km · 24.0km from CBD · 192 days
$5,870
Home insurance
Estimated flood Medium · fire High
$2,150
Owners corporation
Estimated
$2,300
Total annual running cost
$12,368
($1,031/month, $238/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
Near Nillumbik Shire Council average
SuburbCost affordability score ●●○○○3.0/10 Poor
Cheaper to run than 7% of Nillumbik Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,016/yr
4,840 kWh
Unit
$1,629/yr
3,630 kWh
Estimated from AER residential benchmarks for North Warrandyte's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around North Warrandyte
within a 2 km walk
Nearest stop
Eltham, 5,893 m away, about a 74 minute walk. It is a train stop.
Supermarkets
0
Cafes
5
Parks
6
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from North Warrandyte to the CBD?
Public transport saves North Warrandyte residents $3,647 per year. Annual commute cost by car is $5,870 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.
What are the council rates in North Warrandyte?
North Warrandyte falls under Nillumbik Shire Council. The average residential rate for 2026-27 is $2,810 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in North Warrandyte?
Running a unit in North Warrandyte costs approximately $12,978 per year by car or $9,331 by public transport. This includes council rates of $2,810, water and sewerage $1,538, estimated owners corporation levy of $2,300, and contents insurance of $460. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is North Warrandyte close to public transport?
The nearest scheduled service to the centre of North Warrandyte is Eltham, a train stop about 5,893 m away, about a 74 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in North Warrandyte?
Within a 2 km walk of the centre of North Warrandyte there are 0 supermarkets, 5 cafes and 6 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Nillumbik rates (2026-27 budget). Water: Yarra Valley Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.