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Map of Picnic Bay
9.5 km from Townsville CBD
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True annual cost of living in Picnic Bay, QLD 4819

Living in a house in Picnic Bay costs about $11,167 a year: council rates, water and sewerage, commute and home insurance combined. Picnic Bay sits 9.5 kilometres from Townsville CBD. Unit costs come in at $9,267, as lower council rates more than offset the $2,200 body corporate levy. Switching from driving to public transport saves $2,733 per year at this distance.

Last updated July 2026 · Townsville City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 66% of Townsville City Council suburbs, about 15% below the regional average.
Home insurance is the biggest expense at $4,800, roughly 43% of the annual total.
Switching from driving to public transport saves $2,733 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$11,167
Driving · per year
$931/month
Lower cost
Unit annual cost
$9,267
Incl. body corporate
$772/month
House vs unit difference
−$1,900
Unit is cheaper per year

Annual cost breakdown

Council rates
Townsville City Council 2026-27 · minimum rate
$1,343
Water & sewerage
Townsville City Council Water & Sewerage 2026-27
$2,099
Driving commute
ATO 91c/km · 9.5km from Townsville CBD · 192 days
$2,925
Home insurance
Estimated · flood Low · fire Low
$4,800
Total annual running cost
$11,167
($931/month)
↓ 15% below Townsville City Council average
SuburbCost affordability score ●●●●○ 7.6/10 Good
Cheaper to run than 66% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Picnic Bay's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Picnic Bay

within a 2 km walk
Nearest stop
Car Ferry Ramp - Townsville, 2,426 m away, about a 30 minute walk. It is a ferry stop.
Supermarkets
0
Cafes
2
Parks
3
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Picnic Bay

Is it cheaper to drive or take public transport from Picnic Bay to Townsville CBD?

Public transport saves Picnic Bay residents $2,733 per year. Annual commute cost by car is $2,925 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Picnic Bay?

Picnic Bay falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Picnic Bay?

Running a unit in Picnic Bay costs approximately $9,267 per year by car or $6,534 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $2,200, and contents insurance of $700. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Picnic Bay close to public transport?

The nearest scheduled service to the centre of Picnic Bay is Car Ferry Ramp - Townsville, a ferry stop about 2,426 m away, about a 30 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Picnic Bay?

Within a 2 km walk of the centre of Picnic Bay there are 0 supermarkets, 2 cafes and 3 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.