True annual cost of living in Pikes Creek, QLD 4380
Living in a house in Pikes Creek costs about $23,666 a year: council rates, water and sewerage, commute and home insurance combined. Pikes Creek sits more than 100 kilometres from Brisbane CBD. Unit costs come in at $23,326, as lower council rates more than offset the $1,300 body corporate levy. Driving is costed as a flat regional allowance of $18,200, about 20,000km of household driving a year, because a daily CBD commute is not realistic from here.
About $455 a week to run a house here, including estimates
Lower cost
Unit annual cost
$23,326
Incl. body corporate
$1,944/month
About $449 a week to run a unit here, including estimates
House vs unit difference
−$340
Unit is cheaper per year
Annual cost breakdown
Council rates
Official, 2026-27 Southern Downs Regional Council
$1,416
Water & sewerage
Estimated Queensland Urban Utilities, standing in
$1,900
Driving commute
Modelled, 2026-27 Regional driving allowance · ATO 91c/km · 20,000km a year
$18,200
Home insurance
Estimated flood Low · fire Low
$2,150
Body corporate
Estimated
$1,300
Total annual running cost
$23,666
($1,972/month, $455/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $127 a year here (levy class E, 2026-27).
↑ 23% above Southern Downs Regional Council average
SuburbCost affordability score ●●○○○4.4/10 Poor
Cheaper to run than 4% of Southern Downs Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,274/yr
5,591 kWh
Unit
$1,870/yr
4,193 kWh
Estimated from AER residential benchmarks for Pikes Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Pikes Creek
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Pikes Creek with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Pikes Creek
How is driving costed for Pikes Creek?
Pikes Creek is more than 100 kilometres from Brisbane CBD, so a daily commute is not assumed. Driving is costed as a flat regional allowance of $18,200 a year, about 20,000km of household driving at the ATO rate of 91c/km. Add your own workplace in the free report to cost the real drive.
What are the council rates in Pikes Creek?
Pikes Creek falls under Southern Downs Regional Council. The minimum residential general rate for 2026-27 is $1,416 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,416 per year. These figures cover the general rate only and exclude waste and cleansing charges. Water and sewerage on this page is Queensland Urban Utilities 2026-27's charge, standing in until this council's own schedule is loaded.
What does it cost to run a unit in Pikes Creek?
Running a unit in Pikes Creek costs approximately $23,326 per year by car or $23,326 by public transport. This includes council rates of $1,416, water and sewerage $1,900, estimated body corporate levy of $1,300, and contents insurance of $510. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Pikes Creek close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Pikes Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Pikes Creek?
Within a 2 km walk of the centre of Pikes Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Southern Downs Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.