Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Data studies For agents and brokers
Map of Pimlico
100+ km from CBD
Home  ·  Suburbs  ·  Pimlico

True annual cost of living in Pimlico, NSW 2478

Living in a house in Pimlico costs about $23,034 a year: council rates, water and sewerage, commute and home insurance combined. Pimlico sits more than 100 kilometres from Sydney CBD. Unit costs reach $23,094, with the $1,500 body corporate levy accounting for the entire difference between the two. Driving is costed as a flat regional allowance of $18,200, about 20,000km of household driving a year, because a daily CBD commute is not realistic from here.

Last updated July 2026 · Ballina Shire Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Ballina Shire Council average, cheaper than 16% of suburbs in the region.
The commute is the biggest expense at $18,200, roughly 79% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$23,034
Driving · per year
$1,920/month
About $443 a week to run a house here, including estimates
Unit annual cost
$23,094
Incl. body corporate
$1,925/month
About $444 a week to run a unit here, including estimates
House vs unit difference
+$60
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Ballina Shire Council rates (IPART approved SRV, 6% in
$1,384
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 Regional driving allowance · ATO 91c/km · 20,000km a year
$18,200
Home insurance
Estimated flood High · fire Medium
$2,150
Total annual running cost
$23,034
($1,920/month, $443/week)

Excludes electricity, estimated separately below.

Near Ballina Shire Council average
SuburbCost affordability score ●○○○○ 2.6/10 Poor
Cheaper to run than 16% of Ballina Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,774/yr
5,086 kWh
Unit
$2,329/yr
3,815 kWh
Estimated from AER residential benchmarks for Pimlico's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Pimlico

within a 2 km walk
Nearest stop
Burns Point Ferry, 2,576 m away, about a 32 minute walk. It is a ferry stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Pimlico with another suburb

Frequently asked questions about Pimlico

How is driving costed for Pimlico?

Pimlico is more than 100 kilometres from Sydney CBD, so a daily commute is not assumed. Driving is costed as a flat regional allowance of $18,200 a year, about 20,000km of household driving at the ATO rate of 91c/km. Add your own workplace in the free report to cost the real drive.

What are the council rates in Pimlico?

Pimlico falls under Ballina Shire Council. The average residential rate for 2026-27 is $1,384 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,384 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Pimlico?

Running a unit in Pimlico costs approximately $23,094 per year by car or $23,094 by public transport. This includes council rates of $1,384, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Pimlico close to public transport?

The nearest scheduled service to the centre of Pimlico is Burns Point Ferry, a ferry stop about 2,576 m away, about a 32 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Pimlico?

Within a 2 km walk of the centre of Pimlico there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
Your suburb shortlist
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Ballina Shire Council rates (IPART approved SRV, 6% in 2026-27). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.