True annual cost of living in Regency Downs, QLD 4341
Living in a house in Regency Downs costs about $9,951 a year: council rates, water and sewerage, commute and home insurance combined. Regency Downs sits 16.4 kilometres from Gatton CBD. Unit costs reach $10,041, with the $1,500 body corporate levy accounting for the entire difference between the two. The commute is costed by car to Gatton, at $4,556 a year, because no daily public transport commute is assumed here.
About $191 a week to run a house here, including estimates
Unit annual cost
$10,041
Incl. body corporate
$837/month
About $193 a week to run a unit here, including estimates
House vs unit difference
+$90
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Lockyer Valley Regional Council
$1,395
Water & sewerage
Official, 2026-27 Queensland Urban Utilities
$1,900
Driving commute
Modelled, 2026-27 ATO 91c/km · 16.4km from Gatton CBD · 192 days
$4,556
Home insurance
Estimated flood Low · fire High
$2,100
Body corporate
Estimated
$1,500
Total annual running cost
$9,951
($829/month, $191/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $127 a year here (levy class E, 2026-27).
Near Lockyer Valley Regional Council average
SuburbCost affordability score ●●●○○5.3/10 Average
Cheaper to run than 68% of Lockyer Valley Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,135/yr
5,126 kWh
Unit
$1,776/yr
3,845 kWh
Estimated from AER residential benchmarks for Regency Downs's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Regency Downs
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Regency Downs to Gatton CBD?
Public transport options are limited in Regency Downs; driving is the practical commute at $4,556 per year.
What are the council rates in Regency Downs?
Regency Downs falls under Lockyer Valley Regional Council. The minimum residential general rate for 2026-27 is $1,395 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,395 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Regency Downs?
Running a unit in Regency Downs costs approximately $10,041 per year by car or $10,041 by public transport. This includes council rates of $1,395, water and sewerage $1,900, estimated body corporate levy of $1,500, and contents insurance of $690. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Regency Downs close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Regency Downs. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Regency Downs?
Within a 2 km walk of the centre of Regency Downs there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
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Data sources: Council rates: Lockyer Valley Regional Council 2026-27. Water: Queensland Urban Utilities 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.