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34.7 km from Wollongong CBD
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True annual cost of living in Robertson, NSW 2577

Living in a house in Robertson costs about $12,706 a year: council rates, water and sewerage, commute and home insurance combined. Robertson sits 34.7 kilometres from Wollongong CBD. Unit costs come in at $12,656, as lower council rates more than offset the $1,800 body corporate levy. At 34.7km, the commute dominates running costs. Drivers pay $4,466 more per year than public transport users.

Last updated July 2026 · Wingecarribee Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 39% of Wingecarribee suburbs, about 18% below the regional average.
The commute is the biggest expense at $6,866, roughly 54% of the annual total.
Bushfire risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$12,706
Driving · per year
$1,059/month
Lower cost
Unit annual cost
$12,656
Incl. body corporate
$1,055/month
House vs unit difference
−$50
Unit is cheaper per year

Annual cost breakdown

Council rates
Wingecarribee rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$2,140
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 34.7km from Wollongong CBD · 192 days
$6,866
Home insurance
Estimated · flood Low · fire High
$2,400
Total annual running cost
$12,706
($1,059/month)
↓ 18% below Wingecarribee average
SuburbCost affordability score ●●○○○ 4.2/10 Poor
Cheaper to run than 39% of Wingecarribee suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Robertson's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Robertson

within a 2 km walk
Nearest stop
Robertson, 2,096 m away, about a 26 minute walk. It is a train stop.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Robertson with another suburb

Frequently asked questions about Robertson

Is it cheaper to drive or take public transport from Robertson to Wollongong CBD?

Public transport saves Robertson residents $4,466 per year. Annual commute cost by car is $6,866 versus $2,400 by public transport using the Opal network.

What are the council rates in Robertson?

Robertson falls under Wingecarribee Council. The average residential rate for 2026-27 is $2,140 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $2,140 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Robertson?

Running a unit in Robertson costs approximately $12,656 per year by car or $8,190 by public transport. This includes council rates of $2,140, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Robertson close to public transport?

The nearest scheduled service to the centre of Robertson is Robertson, a train stop about 2,096 m away, about a 26 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What shops and parks are in Robertson?

Within a 2 km walk of the centre of Robertson there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Wingecarribee rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.