Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Data studies For agents and brokers
Map of Rosslea
4.6 km from Townsville CBD
Home  ·  Suburbs  ·  Rosslea

True annual cost of living in Rosslea, QLD 4812

Living in a house in Rosslea costs about $8,657 a year: council rates, water and sewerage, commute and home insurance combined. Rosslea sits 4.6 kilometres from Townsville CBD. Unit costs come in at $7,827, as lower council rates more than offset the $2,200 body corporate levy. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Townsville City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 83% of Townsville City Council suburbs, about 30% below the regional average.
Home insurance is the biggest expense at $3,700, roughly 43% of the annual total.
Switching from driving to public transport saves $1,323 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$8,657
Driving · per year
$721/month
About $166 a week to run a house here, including estimates
Lower cost
Unit annual cost
$7,827
Incl. body corporate
$652/month
About $151 a week to run a unit here, including estimates
House vs unit difference
−$830
Unit is cheaper per year

Annual cost breakdown

Council rates
Official, 2026-27 Townsville City Council
$1,343
Water & sewerage
Official, 2026-27 Townsville City Council Water & Sewerage
$2,099
Driving commute
Modelled, 2026-27 ATO 91c/km · 4.6km from Townsville CBD · 192 days
$1,515
Home insurance
Estimated flood Low · fire Low
$3,700
Total annual running cost
$8,657
($721/month, $166/week)

Excludes electricity, estimated separately below. Also excludes the state Emergency Management Levy on your rates notice, $260 a year here (levy class A, 2026-27).

↓ 30% below Townsville City Council average
SuburbCost affordability score ●●●●○ 8.3/10 Excellent
Cheaper to run than 83% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Rosslea's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Rosslea

within a 2 km walk
Nearest stop
Townsville, 3,227 m away, about a 40 minute walk. It is a train stop.
Nearest hospital
Mater Misericordiae Hospital, 1,874 m away, about a 23 minute walk.
Supermarkets
1
Cafes
2
Parks
18
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Rosslea with another suburb

Frequently asked questions about Rosslea

Is it cheaper to drive or take public transport from Rosslea to Townsville CBD?

Public transport saves Rosslea residents $1,323 per year. Annual commute cost by car is $1,515 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in Rosslea?

Rosslea falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Rosslea?

Running a unit in Rosslea costs approximately $7,827 per year by car or $6,504 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $2,200, and contents insurance of $670. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Rosslea close to public transport?

The nearest scheduled service to the centre of Rosslea is Townsville, a train stop about 3,227 m away, about a 40 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Rosslea?

The closest hospital to the centre of Rosslea is Mater Misericordiae Hospital, about 1,874 m away, about a 23 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Rosslea?

Within a 2 km walk of the centre of Rosslea there is 1 supermarket, 2 cafes and 18 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
Your suburb shortlist
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.