Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Rowes Bay
4.1 km from CBD
Home  ·  Suburbs  ·  Rowes Bay

True annual cost of living in Rowes Bay, QLD 4810

Living in a house in Rowes Bay costs about $9,556 a year: council rates, water and sewerage, commute and home insurance combined. Rowes Bay sits 4.1 kilometres from Brisbane CBD. Unit costs come in at $7,676, as lower council rates more than offset the $2,200 body corporate levy. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Townsville City Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Cheaper to run than 86% of Townsville City Council suburbs, about 28% below the regional average.
Home insurance is the biggest expense at $4,800, roughly 50% of the annual total.
Switching from driving to public transport saves $1,122 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,556
Driving · per year
$796/month
Lower cost
Unit annual cost
$7,676
Incl. body corporate
$640/month
House vs unit difference
−$1,880
Unit is cheaper per year
Annual cost breakdown
Council rates
Townsville City Council 2026-27 · minimum rate
$1,343
Water & sewerage
Townsville City Council Water & Sewerage 2026-27
$2,099
Driving commute
ATO 88c/km · 4.1km from CBD · 192 days
$1,314
Home insurance
Estimated · flood Low · fire Low
$4,800
Total annual running cost
$9,556
($796/month)
↓ 28% below Townsville City Council average
SuburbCost affordability score ●●●●○ 8.8/10 Excellent
Cheaper to run than 86% of Townsville City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,218/yr
5,933 kWh
Unit
$1,773/yr
4,450 kWh
Estimated from AER residential benchmarks for Rowes Bay's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Rowes Bay with another suburb
Is it cheaper to drive or take public transport from Rowes Bay to the CBD?
Public transport saves Rowes Bay residents $1,122 per year. Annual commute cost by car is $1,314 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Rowes Bay?
Rowes Bay falls under Townsville City Council. The minimum residential general rate for 2026-27 is $1,343 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,343 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Rowes Bay?
Running a unit in Rowes Bay costs approximately $7,676 per year by car or $6,554 by public transport. This includes council rates of $1,343, water and sewerage $2,099, estimated body corporate levy of $2,200, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Townsville City Council 2026-27. Water: Townsville City Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.