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True annual cost of living in Run-O-Waters, NSW 2580

Living in a house in Run-O-Waters costs about $22,633 a year: council rates, water and sewerage, commute and home insurance combined. Run-O-Waters sits more than 100 kilometres from Sydney CBD. Unit costs reach $23,123, with the $1,800 body corporate levy accounting for the entire difference between the two. Driving is costed as a flat regional allowance of $18,200, about 20,000km of household driving a year, because a daily CBD commute is not realistic from here.

Last updated July 2026 · Goulburn Mulwaree Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Goulburn Mulwaree average, cheaper than 100% of suburbs in the region.
The commute is the biggest expense at $18,200, roughly 80% of the annual total.
The nearest state school scores 5.5/10 (ACARA ICSEA), around average for New South Wales.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$22,633
Driving · per year
$1,886/month
Unit annual cost
$23,123
Incl. body corporate
$1,927/month
House vs unit difference
+$490
Unit costs more per year

Annual cost breakdown

Council rates
Goulburn Mulwaree rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,433
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
Regional driving allowance · ATO 91c/km · 20,000km a year
$18,200
Home insurance
Estimated · flood Low · fire Low
$1,700
Total annual running cost
$22,633
($1,886/month)
Near Goulburn Mulwaree average
SuburbCost affordability score ●●●●● 9.1/10 Excellent
Cheaper to run than 100% of Goulburn Mulwaree suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Run-O-Waters's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Run-O-Waters

within a 2 km walk
Nearest stop
Goulburn, 4,700 m away, about a 59 minute walk. It is a train stop.
Nearest hospital
Goulburn Base Hospital, 4,654 m away, about a 58 minute walk.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Run-O-Waters

How is driving costed for Run-O-Waters?

Run-O-Waters is more than 100 kilometres from Sydney CBD, so a daily commute is not assumed. Driving is costed as a flat regional allowance of $18,200 a year, about 20,000km of household driving at the ATO rate of 91c/km. Add your own workplace in the free report to cost the real drive.

What are the council rates in Run-O-Waters?

Run-O-Waters falls under Goulburn Mulwaree Council. The average residential rate for 2026-27 is $1,433 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,433 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Run-O-Waters?

Running a unit in Run-O-Waters costs approximately $23,123 per year by car or $7,323 by public transport. This includes council rates of $1,433, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Run-O-Waters close to public transport?

The nearest scheduled service to the centre of Run-O-Waters is Goulburn, a train stop about 4,700 m away, about a 59 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Run-O-Waters?

The closest hospital to the centre of Run-O-Waters is Goulburn Base Hospital, about 4,654 m away, about a 58 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Run-O-Waters?

Within a 2 km walk of the centre of Run-O-Waters there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Goulburn Mulwaree rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.