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173.3 km from CBD
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True annual cost of living in Run-O-Waters, NSW 2580

Living in a house in Run-O-Waters costs about $22,033 a year: council rates, water and sewerage, commute and home insurance combined. Run-O-Waters sits 173.3 kilometres from Sydney CBD. Unit costs reach $22,523, with the $1,800 body corporate levy accounting for the entire difference between the two. At 173.3km, the commute dominates running costs. Drivers pay $15,200 more per year than public transport users.

Last updated July 2026 · Goulburn Mulwaree Council rates 2026-27, ATO 88c/km, AER electricity benchmarks

3 key insights
Running costs sit near the Goulburn Mulwaree average, cheaper than 100% of suburbs in the region.
The commute is the biggest expense at $17,600, roughly 80% of the annual total.
Switching from driving to public transport saves $15,200 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$22,033
Driving · per year
$1,836/month
Unit annual cost
$22,523
Incl. body corporate
$1,877/month
House vs unit difference
+$490
Unit costs more per year
Annual cost breakdown
Council rates
Goulburn Mulwaree rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,433
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 88c/km · 173.3km from CBD · 192 days
$17,600
Home insurance
Estimated · flood Low · fire Low
$1,700
Total annual running cost
$22,033
($1,836/month)
Near Goulburn Mulwaree average
SuburbCost affordability score ●●●●● 9.1/10 Excellent
Cheaper to run than 100% of Goulburn Mulwaree suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost typical 2-person household
House
$2,554/yr
6,467 kWh
Unit
$2,020/yr
4,850 kWh
Estimated from AER residential benchmarks for Run-O-Waters's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Run-O-Waters with another suburb
Is it cheaper to drive or take public transport from Run-O-Waters to the CBD?
Public transport saves Run-O-Waters residents $15,200 per year. Annual commute cost by car is $17,600 versus $2,400 by public transport using the Opal network.
What are the council rates in Run-O-Waters?
Run-O-Waters falls under Goulburn Mulwaree Council. The average residential rate for 2026-27 is $1,433 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,433 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Run-O-Waters?
Running a unit in Run-O-Waters costs approximately $22,523 per year by car or $7,323 by public transport. This includes council rates of $1,433, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

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Data sources: Council rates: Goulburn Mulwaree rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.