True annual cost of living in Rushes Creek, NSW 2346
Living in a house in Rushes Creek costs about $11,701 a year: council rates, water and sewerage, commute and home insurance combined. Rushes Creek sits 42.6 kilometres from Tamworth CBD. Unit costs come in at $11,661, as lower council rates more than offset the $1,500 body corporate levy. At 42.6km, the commute dominates running costs. Drivers pay $4,559 more per year than public transport users.
Cheaper to run than 46% of Tamworth Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Rushes Creek's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Rushes Creek
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Rushes Creek with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Rushes Creek
Is it cheaper to drive or take public transport from Rushes Creek to Tamworth CBD?
Public transport saves Rushes Creek residents $4,559 per year. Annual commute cost by car is $6,959 versus $2,400 by public transport using the Opal network.
What are the council rates in Rushes Creek?
Rushes Creek falls under Tamworth Regional Council. The average residential rate for 2026-27 is $1,442 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,442 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Rushes Creek?
Running a unit in Rushes Creek costs approximately $11,661 per year by car or $7,102 by public transport. This includes council rates of $1,442, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Rushes Creek close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Rushes Creek. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Rushes Creek?
Within a 2 km walk of the centre of Rushes Creek there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Tamworth Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.