Living in a house in Septimus costs about $14,491 a year: council rates, water and sewerage, commute and home insurance combined. Septimus sits 49.5 kilometres from Brisbane CBD. Unit costs come in at $12,143, as lower council rates more than offset the $1,500 body corporate levy. At 49.5km, the commute dominates running costs. Drivers pay $6,185 more per year than public transport users.
Estimated from AER residential benchmarks for Septimus's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Septimus with another suburb
Nearby: No nearby suburbs with data found
Is it cheaper to drive or take public transport from Septimus to the CBD?
Public transport saves Septimus residents $6,185 per year. Annual commute cost by car is $6,377 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Septimus?
Septimus falls under Mackay Regional Council. The minimum residential general rate for 2026-27 is $1,466 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,528 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Septimus?
Running a unit in Septimus costs approximately $12,143 per year by car or $5,958 by public transport. This includes council rates of $1,528, water and sewerage $2,048, estimated body corporate levy of $1,500, and contents insurance of $690. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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Data sources: Council rates: Mackay Regional Council 2026-27. Water: Mackay Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.