True annual cost of living in Six Mile Swamp, NSW 2469
Living in a house in Six Mile Swamp costs about $22,629 a year: council rates, water and sewerage, commute and home insurance combined. Six Mile Swamp sits 544.1 kilometres from Sydney CBD. Unit costs come in at $22,279, as lower council rates more than offset the $1,500 body corporate levy. At 544.1km, the commute dominates running costs. Drivers pay $15,200 more per year than public transport users.
Estimated from AER residential benchmarks for Six Mile Swamp's climate zone at 2025 rates. Get the free report for a breakdown by your exact number of occupants.
Compare Six Mile Swamp with another suburb
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Is it cheaper to drive or take public transport from Six Mile Swamp to the CBD?
Public transport saves Six Mile Swamp residents $15,200 per year. Annual commute cost by car is $17,600 versus $2,400 by public transport using the Opal network.
What are the council rates in Six Mile Swamp?
Six Mile Swamp falls under Richmond Valley Council. The average residential rate for 2026-27 is $1,329 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,329 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Six Mile Swamp?
Running a unit in Six Mile Swamp costs approximately $22,279 per year by car or $7,079 by public transport. This includes council rates of $1,329, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $550. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
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Data sources: Council rates: Richmond Valley rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.