True annual cost of living in Smithfield, QLD 4878
Living in a house in Smithfield costs about $13,767 a year: council rates, water and sewerage, commute and home insurance combined. Smithfield sits 14.0 kilometres from Cairns CBD. Unit costs come in at $10,487, as lower council rates more than offset the $2,800 body corporate levy. Switching from driving to public transport saves $3,844 per year at this distance.
Cheaper to run than 57% of Cairns Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Smithfield's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Smithfield
within a 2 km walk
Nearest stop
James Cook University Bus Station, 720 m away, about a 9 minute walk. It is a bus stop.
Supermarkets
4
Cafes
5
Parks
17
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Smithfield to Cairns CBD?
Public transport saves Smithfield residents $3,844 per year. Annual commute cost by car is $4,036 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Smithfield?
Smithfield falls under Cairns Regional Council. The minimum residential general rate for 2026-27 is $1,166 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,166 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Smithfield?
Running a unit in Smithfield costs approximately $10,487 per year by car or $6,643 by public transport. This includes council rates of $1,166, water and sewerage $1,765, estimated body corporate levy of $2,800, and contents insurance of $720. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Smithfield close to public transport?
The nearest scheduled service to the centre of Smithfield is James Cook University Bus Station, a bus stop about 720 m away, about a 9 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Smithfield?
Within a 2 km walk of the centre of Smithfield there are 4 supermarkets, 5 cafes and 17 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Cairns Regional Council 2026-27. Water: Cairns Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.