True annual cost of living in Soldiers Point, NSW 2317
Living in a house in Soldiers Point costs about $11,864 a year: council rates, water and sewerage, commute and home insurance combined. Soldiers Point sits 36.1 kilometres from Newcastle CBD. Unit costs reach $12,004, with the $1,800 body corporate levy accounting for the entire difference between the two. At 36.1km, the commute dominates running costs. Drivers pay $4,522 more per year than public transport users.
Port Stephens rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,415
Water & sewerage
Hunter Water 2026-27
$1,377
Driving commute
ATO 91c/km · 36.1km from Newcastle CBD · 192 days
$6,922
Home insurance
Estimated · flood Medium · fire Low
$2,150
Body corporate
Estimated
$1,800
Total annual running cost
$11,864
($989/month)
Near Port Stephens average
SuburbCost affordability score ●●●○○6.3/10 Average
Cheaper to run than 66% of Port Stephens suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Soldiers Point's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Soldiers Point
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
1
Parks
14
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Soldiers Point to Newcastle CBD?
Public transport saves Soldiers Point residents $4,522 per year. Annual commute cost by car is $6,922 versus $2,400 by public transport using the Opal network.
What are the council rates in Soldiers Point?
Soldiers Point falls under Port Stephens Council. The average residential rate for 2026-27 is $1,415 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,415 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Soldiers Point?
Running a unit in Soldiers Point costs approximately $12,004 per year by car or $7,482 by public transport. This includes council rates of $1,415, water and sewerage $1,377, estimated body corporate levy of $1,800, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Soldiers Point close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Soldiers Point. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Soldiers Point?
Within a 2 km walk of the centre of Soldiers Point there are 0 supermarkets, 1 cafe and 14 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Port Stephens rates (OLG 2024-25 + IPART 2026-27 peg). Water: Hunter Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.