True annual cost of living in South Tamworth, NSW 2340
Living in a house in South Tamworth costs about $5,057 a year: council rates, water and sewerage, commute and home insurance combined. South Tamworth sits 1.8 kilometres from Tamworth CBD. Unit costs reach $5,247, with the $1,500 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.
Cheaper to run than 99% of Tamworth Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for South Tamworth's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around South Tamworth
within a 2 km walk
Nearest stop
West Tamworth, 2,364 m away, about a 30 minute walk. It is a train stop.
Nearest hospital
Tamworth Cardiology, 2,625 m away, about a 33 minute walk.
Supermarkets
4
Cafes
5
Parks
30
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from South Tamworth to Tamworth CBD?
Driving saves South Tamworth residents $1,785 per year. Annual commute cost by car is $615 versus $2,400 by public transport using the Opal network.
What are the council rates in South Tamworth?
South Tamworth falls under Tamworth Regional Council. The average residential rate for 2026-27 is $1,442 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,442 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in South Tamworth?
Running a unit in South Tamworth costs approximately $5,247 per year by car or $7,032 by public transport. This includes council rates of $1,442, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is South Tamworth close to public transport?
The nearest scheduled service to the centre of South Tamworth is West Tamworth, a train stop about 2,364 m away, about a 30 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to South Tamworth?
The closest hospital to the centre of South Tamworth is Tamworth Cardiology, about 2,625 m away, about a 33 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in South Tamworth?
Within a 2 km walk of the centre of South Tamworth there are 4 supermarkets, 5 cafes and 30 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Tamworth Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.