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Map of South Toowoomba
1.8 km from Toowoomba CBD
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True annual cost of living in South Toowoomba, QLD 4350

Living in a house in South Toowoomba costs about $5,947 a year: council rates, water and sewerage, commute and home insurance combined. South Toowoomba sits 1.8 kilometres from Toowoomba CBD. Unit costs reach $6,727, with the $2,000 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Toowoomba Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 100% of Toowoomba Regional Council suburbs, about 48% below the regional average.
Water & sewerage is the biggest expense at $2,188, roughly 37% of the annual total.
Switching from driving to public transport saves $423 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$5,947
Driving · per year
$496/month
Unit annual cost
$6,727
Incl. body corporate
$561/month
House vs unit difference
+$780
Unit costs more per year

Annual cost breakdown

Council rates
Toowoomba Regional Council 2026-27 · City Urban minimum, category not confirmed for this suburb
$1,444
Water & sewerage
Toowoomba Regional Council Water & Sewerage 2026-27
$2,188
Driving commute
ATO 91c/km · 1.8km from Toowoomba CBD · 192 days
$615
Home insurance
Estimated · flood Low · fire Low
$1,700
Total annual running cost
$5,947
($496/month)
↓ 48% below Toowoomba Regional Council average
SuburbCost affordability score ●●●●○ 8.5/10 Excellent
Cheaper to run than 100% of Toowoomba Regional Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,274/yr
5,591 kWh
Unit
$1,870/yr
4,193 kWh
Estimated from AER residential benchmarks for South Toowoomba's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around South Toowoomba

within a 2 km walk
Nearest stop
Toowoomba bus station stop 2C, 1,733 m away, about a 22 minute walk. It is a bus stop.
Nearest hospital
Toowoomba Base Hospital, 1,035 m away, about a 13 minute walk.
Supermarkets
7
Cafes
24
Parks
43
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about South Toowoomba

Is it cheaper to drive or take public transport from South Toowoomba to Toowoomba CBD?

Public transport saves South Toowoomba residents $423 per year. Annual commute cost by car is $615 versus $192 by public transport using Translink's flat 50 cent fare.

What are the council rates in South Toowoomba?

South Toowoomba falls under Toowoomba Regional Council. Toowoomba sets six residential categories and the minimum general rate runs from $1,083 to $1,444 depending on where the property is. The figure here is the City Urban minimum. Which category applies turns on Map 1 of the council’s rating maps, which is not published, so a property outside the Toowoomba city urban area may pay less than this. Properties on higher land value pay more than the minimum. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in South Toowoomba?

Running a unit in South Toowoomba costs approximately $6,727 per year by car or $6,304 by public transport. This includes council rates of $1,444, water and sewerage $2,188, estimated body corporate levy of $2,000, and contents insurance of $480. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is South Toowoomba close to public transport?

The nearest scheduled service to the centre of South Toowoomba is Toowoomba bus station stop 2C, a bus stop about 1,733 m away, about a 22 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to South Toowoomba?

The closest hospital to the centre of South Toowoomba is Toowoomba Base Hospital, about 1,035 m away, about a 13 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in South Toowoomba?

Within a 2 km walk of the centre of South Toowoomba there are 7 supermarkets, 24 cafes and 43 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Toowoomba Regional Council 2026-27. Water: Toowoomba Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.