True annual cost of living in Spring Hill, NSW 2500
Living in a house in Spring Hill costs about $8,617 a year: council rates, water and sewerage, commute and home insurance combined. Spring Hill sits 72.1 kilometres from Sydney CBD. Unit costs reach $8,957, with the $1,800 body corporate levy accounting for the entire difference between the two. At 72.1km, the commute dominates running costs. Drivers pay $750 more per year than public transport users.
About $166 a week to run a house here, including estimates
Unit annual cost
$8,957
Incl. body corporate
$746/month
About $172 a week to run a unit here, including estimates
House vs unit difference
+$340
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Wollongong rates
$1,819
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 72.1km from CBD · 192 days
$3,150
Home insurance
Estimated flood High · fire Low
$2,100
Body corporate
Estimated
$1,800
Total annual running cost
$8,617
($718/month, $166/week)
Excludes electricity, estimated separately below.
↓ 10% below Wollongong average
SuburbCost affordability score ●●●○○6.9/10 Good
Cheaper to run than 89% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,442/yr
5,238 kWh
Unit
$2,001/yr
3,929 kWh
Estimated from AER residential benchmarks for Spring Hill's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Spring Hill
within a 2 km walk
Nearest stop
Lysaghts, 819 m away, about a 10 minute walk. It is a train stop.
Nearest hospital
Figtree Private Hospital, 2,071 m away, about a 26 minute walk.
Supermarkets
2
Cafes
7
Parks
9
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Spring Hill to the CBD?
Public transport saves Spring Hill residents $750 per year. Annual commute cost by car is $3,150 versus $2,400 by public transport using the Opal network.
What are the council rates in Spring Hill?
Spring Hill falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Spring Hill?
Running a unit in Spring Hill costs approximately $8,957 per year by car or $8,207 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $640. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Spring Hill close to public transport?
The nearest scheduled service to the centre of Spring Hill is Lysaghts, a train stop about 819 m away, about a 10 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Spring Hill?
The closest hospital to the centre of Spring Hill is Figtree Private Hospital, about 2,071 m away, about a 26 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Spring Hill?
Within a 2 km walk of the centre of Spring Hill there are 2 supermarkets, 7 cafes and 9 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.