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72.1 km from CBD
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True annual cost of living in Spring Hill, NSW 2500

Living in a house in Spring Hill costs about $9,317 a year: council rates, water and sewerage, commute and home insurance combined. Spring Hill sits 72.1 kilometres from Sydney CBD. Unit costs come in at $8,957, as lower council rates more than offset the $1,800 body corporate levy. At 72.1km, the commute dominates running costs. Drivers pay $750 more per year than public transport users.

Last updated July 2026 · Wollongong Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 70% of Wollongong suburbs, about 10% below the regional average.
The commute is the biggest expense at $3,150, roughly 34% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,317
Driving · per year
$776/month
Lower cost
Unit annual cost
$8,957
Incl. body corporate
$746/month
House vs unit difference
−$360
Unit is cheaper per year

Annual cost breakdown

Council rates
Wollongong rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,819
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 72.1km from CBD · 192 days
$3,150
Home insurance
Estimated · flood High · fire Low
$2,800
Total annual running cost
$9,317
($776/month)
↓ 10% below Wollongong average
SuburbCost affordability score ●●●○○ 5.9/10 Average
Cheaper to run than 70% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,442/yr
5,238 kWh
Unit
$2,001/yr
3,929 kWh
Estimated from AER residential benchmarks for Spring Hill's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Spring Hill

within a 2 km walk
Nearest stop
Lysaghts, 819 m away, about a 10 minute walk. It is a train stop.
Nearest hospital
Figtree Private Hospital, 2,071 m away, about a 26 minute walk.
Supermarkets
2
Cafes
7
Parks
9
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Spring Hill

Is it cheaper to drive or take public transport from Spring Hill to the CBD?

Public transport saves Spring Hill residents $750 per year. Annual commute cost by car is $3,150 versus $2,400 by public transport using the Opal network.

What are the council rates in Spring Hill?

Spring Hill falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Spring Hill?

Running a unit in Spring Hill costs approximately $8,957 per year by car or $8,207 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $640. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Spring Hill close to public transport?

The nearest scheduled service to the centre of Spring Hill is Lysaghts, a train stop about 819 m away, about a 10 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Spring Hill?

The closest hospital to the centre of Spring Hill is Figtree Private Hospital, about 2,071 m away, about a 26 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Spring Hill?

Within a 2 km walk of the centre of Spring Hill there are 2 supermarkets, 7 cafes and 9 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.