True annual cost of living in Spring Terrace, NSW 2798
Living in a house in Spring Terrace costs about $8,065 a year: council rates, water and sewerage, commute and home insurance combined. Spring Terrace sits 13.8 kilometres from Orange CBD. Unit costs come in at $8,025, as lower council rates more than offset the $1,500 body corporate levy. Switching from driving to public transport saves $1,590 per year at this distance.
Cheaper to run than 88% of Cabonne suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Spring Terrace's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Spring Terrace
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Spring Terrace to Orange CBD?
Public transport saves Spring Terrace residents $1,590 per year. Annual commute cost by car is $3,990 versus $2,400 by public transport using the Opal network.
What are the council rates in Spring Terrace?
Spring Terrace falls under Cabonne Council. The average residential rate for 2026-27 is $775 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $775 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Spring Terrace?
Running a unit in Spring Terrace costs approximately $8,025 per year by car or $6,435 by public transport. This includes council rates of $775, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Spring Terrace close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Spring Terrace. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Spring Terrace?
Within a 2 km walk of the centre of Spring Terrace there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Cabonne rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.