Living in a house in Spurgeon costs about $27,865 a year: council rates, water and sewerage, commute and home insurance combined. Spurgeon sits more than 100 kilometres from Cairns CBD. Unit costs come in at $23,515, as lower council rates more than offset the $1,400 body corporate levy. Driving is costed as a flat regional allowance of $18,200, about 20,000km of household driving a year, because a daily CBD commute is not realistic from here.
Regional driving allowance · ATO 91c/km · 20,000km a year
$18,200
Home insurance
Estimated · flood Low · fire Low
$6,500
Body corporate
Estimated
$1,400
Total annual running cost
$27,865
($2,322/month)
↑ 78% above Douglas Shire Council average
SuburbCost affordability score ●●○○○4.5/10 Poor
Cheaper to run than 9% of Douglas Shire Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,373/yr
5,933 kWh
Unit
$1,945/yr
4,450 kWh
Estimated from AER residential benchmarks for Spurgeon's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Spurgeon
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Spurgeon with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Spurgeon
How is driving costed for Spurgeon?
Spurgeon is more than 100 kilometres from Cairns CBD, so a daily commute is not assumed. Driving is costed as a flat regional allowance of $18,200 a year, about 20,000km of household driving at the ATO rate of 91c/km. Add your own workplace in the free report to cost the real drive.
What are the council rates in Spurgeon?
Spurgeon falls under Douglas Shire Council. The minimum residential general rate for 2026-27 is $1,400 per year for an owner-occupied house. Properties on higher land value pay more. Unit owners in strata schemes pay $1,400 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Spurgeon?
Running a unit in Spurgeon costs approximately $23,515 per year by car or $5,507 by public transport. This includes council rates of $1,400, water and sewerage $1,765, estimated body corporate levy of $1,400, and contents insurance of $750. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Spurgeon close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Spurgeon. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in Spurgeon?
Within a 2 km walk of the centre of Spurgeon there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Douglas Shire Council 2026-27. Water: Cairns Regional Council Water & Sewerage 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Queensland Globe, QFES. Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.