True annual cost of living in Stanwell Park, NSW 2508
Living in a house in Stanwell Park costs about $12,638 a year: council rates, water and sewerage, commute and home insurance combined. Stanwell Park sits 45.2 kilometres from Sydney CBD. Unit costs reach $13,178, with the $2,100 body corporate levy accounting for the entire difference between the two. At 45.2km, the commute dominates running costs. Drivers pay $4,471 more per year than public transport users.
About $243 a week to run a house here, including estimates
Unit annual cost
$13,178
Incl. body corporate
$1,098/month
About $253 a week to run a unit here, including estimates
House vs unit difference
+$540
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Wollongong rates
$1,819
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 45.2km from CBD · 192 days
$6,871
Home insurance
Estimated flood High · fire High
$2,400
Body corporate
Estimated
$2,100
Total annual running cost
$12,638
($1,053/month, $243/week)
Excludes electricity, estimated separately below.
↑ 33% above Wollongong average
SuburbCost affordability score ●●●○○5.5/10 Average
Cheaper to run than 57% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,442/yr
5,238 kWh
Unit
$2,001/yr
3,929 kWh
Estimated from AER residential benchmarks for Stanwell Park's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Stanwell Park
within a 2 km walk
Nearest stop
Stanwell Park, 359 m away, about a 4 minute walk. It is a train stop.
Supermarkets
0
Cafes
3
Parks
9
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Stanwell Park to the CBD?
Public transport saves Stanwell Park residents $4,471 per year. Annual commute cost by car is $6,871 versus $2,400 by public transport using the Opal network.
What are the council rates in Stanwell Park?
Stanwell Park falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Stanwell Park?
Running a unit in Stanwell Park costs approximately $13,178 per year by car or $8,707 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $840. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Stanwell Park close to public transport?
The nearest scheduled service to the centre of Stanwell Park is Stanwell Park, a train stop about 359 m away, about a 4 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Stanwell Park?
Within a 2 km walk of the centre of Stanwell Park there are 0 supermarkets, 3 cafes and 9 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.