True annual cost of living in Stewarts Mount, NSW 2795
Living in a house in Stewarts Mount costs about $5,920 a year: council rates, water and sewerage, commute and home insurance combined. Stewarts Mount sits 5.3 kilometres from Bathurst CBD. Unit costs reach $6,560, with the $1,800 body corporate levy accounting for the entire difference between the two. The commute is costed by car to Bathurst, at $1,729 a year, because no daily public transport commute is assumed here.
Cheaper to run than 98% of Bathurst Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,257/yr
6,467 kWh
Unit
$2,691/yr
4,850 kWh
Estimated from AER residential benchmarks for Stewarts Mount's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Stewarts Mount
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Bathurst Hospital, 4,239 m away, about a 53 minute walk.
Supermarkets
1
Cafes
0
Parks
8
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Stewarts Mount to Bathurst CBD?
Public transport options are limited in Stewarts Mount; driving is the practical commute at $1,729 per year.
What are the council rates in Stewarts Mount?
Stewarts Mount falls under Bathurst Regional Council. The average residential rate for 2026-27 is $1,341 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,341 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Stewarts Mount?
Running a unit in Stewarts Mount costs approximately $6,560 per year by car or $6,560 by public transport. This includes council rates of $1,341, water and sewerage $1,300, estimated body corporate levy of $1,800, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Stewarts Mount close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of Stewarts Mount. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What is the closest hospital to Stewarts Mount?
The closest hospital to the centre of Stewarts Mount is Bathurst Hospital, about 4,239 m away, about a 53 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Stewarts Mount?
Within a 2 km walk of the centre of Stewarts Mount there is 1 supermarket, 0 cafes and 8 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Bathurst Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.