Living in a house in Sunbury costs about $11,780 a year: council rates, water and sewerage, commute and home insurance combined. Sunbury sits 36.3 kilometres from Melbourne CBD. Unit costs reach $12,350, with the $2,100 owners corporation levy accounting for the entire difference between the two. At 36.3km, the commute dominates running costs. Drivers pay $4,707 more per year than public transport users.
About $227 a week to run a house here, including estimates
Unit annual cost
$12,350
Incl. owners corporation
$1,029/month
About $238 a week to run a unit here, including estimates
House vs unit difference
+$570
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Hume rates
$1,483
Water & sewerage
Official, 2026-27 Greater Western Water (western)
$1,517
Driving commute
Modelled, 2026-27 ATO 91c/km · 36.3km from CBD · 192 days
$6,930
Home insurance
Estimated flood Low · fire Medium
$1,850
Owners corporation
Estimated
$2,100
Total annual running cost
$11,780
($982/month, $227/week)
Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).
↑ 14% above Hume City Council average
SuburbCost affordability score ●●○○○4.0/10 Poor
Cheaper to run than 18% of Hume City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$1,794/yr
4,840 kWh
Unit
$1,461/yr
3,630 kWh
Estimated from AER residential benchmarks for Sunbury's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Sunbury
within a 2 km walk
Nearest stop
Sunbury Station Bus Interchange, 3,129 m away, about a 39 minute walk. It is a bus stop.
Supermarkets
0
Cafes
0
Parks
25
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare Sunbury with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about Sunbury
Is it cheaper to drive or take public transport from Sunbury to the CBD?
Public transport saves Sunbury residents $4,707 per year. Annual commute cost by car is $6,930 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.
What are the council rates in Sunbury?
Sunbury falls under Hume City Council. The average residential rate for 2026-27 is $1,483 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.
What does it cost to run a unit in Sunbury?
Running a unit in Sunbury costs approximately $12,350 per year by car or $7,643 by public transport. This includes council rates of $1,483, water and sewerage $1,517, estimated owners corporation levy of $2,100, and contents insurance of $320. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Sunbury close to public transport?
The nearest scheduled service to the centre of Sunbury is Sunbury Station Bus Interchange, a bus stop about 3,129 m away, about a 39 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What shops and parks are in Sunbury?
Within a 2 km walk of the centre of Sunbury there are 0 supermarkets, 0 cafes and 25 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Get a free report on one suburb, or compare up to five. The report is free to you. SuburbCost may receive a referral fee from a mortgage broker if you ask us to introduce you.
Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
Opening your report…
Your report is opening in a new tab. A copy is on its way to your inbox. If it isn't there within a minute, check your junk folder and mark it ‘Not junk’.
Data sources: Council rates: Hume rates (2026-27 budget). Water: Greater Western Water (western) 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.