Living in a house in The Gap costs about $9,905 a year: council rates, water and sewerage, commute and home insurance combined. The Gap sits 21.3 kilometres from Wagga Wagga CBD. Unit costs reach $10,015, with the $1,500 body corporate levy accounting for the entire difference between the two. The commute is costed by car to Wagga Wagga, at $5,461 a year, because no daily public transport commute is assumed here.
About $190 a week to run a house here, including estimates
Unit annual cost
$10,015
Incl. body corporate
$835/month
About $193 a week to run a unit here, including estimates
House vs unit difference
+$110
Unit costs more per year
Annual cost breakdown
Council rates
Official, 2026-27 Wagga Wagga rates
$1,294
Water & sewerage
Estimated Regional NSW estimate
$1,300
Driving commute
Modelled, 2026-27 ATO 91c/km · 21.3km from Wagga Wagga CBD · 192 days
$5,461
Home insurance
Estimated flood Low · fire Medium
$1,850
Body corporate
Estimated
$1,500
Total annual running cost
$9,905
($825/month, $190/week)
Excludes electricity, estimated separately below.
↑ 5% above Wagga Wagga average
SuburbCost affordability score ●●●●○7.1/10 Good
Cheaper to run than 81% of Wagga Wagga suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for The Gap's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around The Gap
within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Compare The Gap with another suburb
Nearby: No nearby suburbs with data found
Frequently asked questions about The Gap
Is it cheaper to drive or take public transport from The Gap to Wagga Wagga CBD?
Public transport options are limited in The Gap; driving is the practical commute at $5,461 per year.
What are the council rates in The Gap?
The Gap falls under Wagga Wagga Council. The average residential rate for 2026-27 is $1,294 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,294 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in The Gap?
Running a unit in The Gap costs approximately $10,015 per year by car or $10,015 by public transport. This includes council rates of $1,294, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is The Gap close to public transport?
No scheduled public transport stop was found within a 2 km walk of the centre of The Gap. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.
What shops and parks are in The Gap?
Within a 2 km walk of the centre of The Gap there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Wagga Wagga rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.