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Map of Tolland
4.2 km from Wagga Wagga CBD
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True annual cost of living in Tolland, NSW 2650

Living in a house in Tolland costs about $5,685 a year: council rates, water and sewerage, commute and home insurance combined. Tolland sits 4.2 kilometres from Wagga Wagga CBD. Unit costs reach $5,875, with the $1,500 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Last updated July 2026 · Wagga Wagga Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 97% of Wagga Wagga suburbs, about 41% below the regional average.
Home insurance is the biggest expense at $1,700, roughly 30% of the annual total.
Switching from driving to public transport saves $1,009 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$5,685
Driving · per year
$474/month
Unit annual cost
$5,875
Incl. body corporate
$490/month
House vs unit difference
+$190
Unit costs more per year

Annual cost breakdown

Council rates
Wagga Wagga rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,294
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 4.2km from Wagga Wagga CBD · 192 days
$1,391
Home insurance
Estimated · flood Low · fire Low
$1,700
Total annual running cost
$5,685
($474/month)
↓ 41% below Wagga Wagga average
SuburbCost affordability score ●●●●○ 8.2/10 Excellent
Cheaper to run than 97% of Wagga Wagga suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Tolland's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Tolland

within a 2 km walk
Nearest stop
Wagga Wagga, 3,104 m away, about a 39 minute walk. It is a train stop.
Nearest hospital
Riverina Day Surgery, 2,684 m away, about a 34 minute walk.
Supermarkets
1
Cafes
0
Parks
26
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Tolland with another suburb

Frequently asked questions about Tolland

Is it cheaper to drive or take public transport from Tolland to Wagga Wagga CBD?

Driving saves Tolland residents $1,009 per year. Annual commute cost by car is $1,391 versus $2,400 by public transport using the Opal network.

What are the council rates in Tolland?

Tolland falls under Wagga Wagga Council. The average residential rate for 2026-27 is $1,294 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,294 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Tolland?

Running a unit in Tolland costs approximately $5,875 per year by car or $6,884 by public transport. This includes council rates of $1,294, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $390. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Tolland close to public transport?

The nearest scheduled service to the centre of Tolland is Wagga Wagga, a train stop about 3,104 m away, about a 39 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Tolland?

The closest hospital to the centre of Tolland is Riverina Day Surgery, about 2,684 m away, about a 34 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Tolland?

Within a 2 km walk of the centre of Tolland there is 1 supermarket, 0 cafes and 26 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Wagga Wagga rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.