Compare suburbs Suburbs Council rates Cost of living calculator Electricity calculator About Blog
Map of Toongi
28.2 km from Dubbo CBD
Home  ·  Suburbs  ·  Toongi

True annual cost of living in Toongi, NSW 2830

Living in a house in Toongi costs about $11,401 a year: council rates, water and sewerage, commute and home insurance combined. Toongi sits 28.2 kilometres from Dubbo CBD. Unit costs come in at $11,011, as lower council rates more than offset the $1,500 body corporate levy. At 28.2km from Dubbo CBD, transport mode shifts the annual total by $3,981. The gap widens as commute costs rise.

Last updated July 2026 · Dubbo Regional Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Cheaper to run than 75% of Dubbo Regional suburbs, about 27% below the regional average.
The commute is the biggest expense at $6,381, roughly 56% of the annual total.
Switching from driving to public transport saves $3,981 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$11,401
Driving · per year
$950/month
Lower cost
Unit annual cost
$11,011
Incl. body corporate
$918/month
House vs unit difference
−$390
Unit is cheaper per year

Annual cost breakdown

Council rates
Dubbo Regional rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,270
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 28.2km from Dubbo CBD · 192 days
$6,381
Home insurance
Estimated · flood Medium · fire Medium
$2,450
Total annual running cost
$11,401
($950/month)
↓ 27% below Dubbo Regional average
SuburbCost affordability score ●●●○○ 6.6/10 Good
Cheaper to run than 75% of Dubbo Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Toongi's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Toongi

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Toongi with another suburb

Frequently asked questions about Toongi

Is it cheaper to drive or take public transport from Toongi to Dubbo CBD?

Public transport saves Toongi residents $3,981 per year. Annual commute cost by car is $6,381 versus $2,400 by public transport using the Opal network.

What are the council rates in Toongi?

Toongi falls under Dubbo Regional Council. The average residential rate for 2026-27 is $1,270 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,270 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Toongi?

Running a unit in Toongi costs approximately $11,011 per year by car or $7,030 by public transport. This includes council rates of $1,270, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $560. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Toongi close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Toongi. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Toongi?

Within a 2 km walk of the centre of Toongi there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

Compare up to five suburbs.

Free 5-page PDF report. Enter your suburbs below.

Included:
Annual cost breakdown
10-year cost projection
School scores & catchments
Flood & fire risk ratings
Crime risk ratings
AI suburb recommendations
Up to 5 suburbs, side by side
I'm looking at a
When are you planning to buy or move?
We'll never share your email. Unsubscribe anytime.
Opening your report…
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Dubbo Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.