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True annual cost of living in Townsville City, QLD 4810

Townsville City sits 0.0 kilometres from Brisbane CBD. Annual running costs for a house total $8,420, covering council rates, water and sewerage, commute and home insurance. Unit costs reach $8,740, with the $4,800 body corporate levy accounting for the entire difference between the two. Transport mode has the biggest effect on total cost in a suburb this close to the city.

Lower cost
Annual cost — house
$8,420
Driving · per year
$702/month
Annual cost — unit
$8,740
Incl. body corporate
$728/month
House vs unit difference
+$320
Unit costs more per year
Annual cost breakdown
Council rates
Townsville City Council 2025-26
$1,253
Water & sewerage
Townsville City Council Water & Sewerage 2025-26
$1,967
Commute — driving
ATO 88c/km · 0.0km from CBD · 192 days
$0
Home insurance
Estimated — flood Medium, fire Low
$5,200
Total annual running cost
$8,420
($702/month)
↓ 13% below Townsville City Council average
SuburbCost affordability score ●●●○○ 6.2/10
Compare Townsville City with another suburb
Is it cheaper to drive or take public transport from Townsville City to the CBD?
Driving saves Townsville City residents $192 per year. Annual commute cost by car is $0 versus $192 by public transport using Translink's flat 50 cent fare.
What are the council rates in Townsville City?
Townsville City falls under Townsville City Council. The residential general rate for 2025–26 is $1,253 per year for an owner-occupied house. Unit owners in strata schemes pay $1,253 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Townsville City?
Running a unit in Townsville City costs approximately $8,740 per year by car or $8,932 by public transport. This includes council rates of $1,253, water and sewerage $1,967, estimated body corporate levy of $4,800, and contents insurance of $720. Body corporate fees vary significantly between buildings — always confirm the actual levy before purchasing.

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Data sources: Council rates: Townsville City Council 2025-26. Water: Townsville City Council Water & Sewerage 2025-26. Commute: ATO cents per kilometre rate 2025–26 (88c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA NAPLAN 2025. Risk: Queensland Globe, QFES. Data updated July 2025.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.