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Map of Vermont South
20.3 km from CBD
Home  ·  Suburbs  ·  Greater Melbourne  ·  Vermont South

True annual cost of living in Vermont South, VIC 3133

Living in a house in Vermont South costs about $10,631 a year: council rates, water and sewerage, commute and home insurance combined. Vermont South sits 20.3 kilometres from Melbourne CBD. Unit costs reach $11,051, with the $2,300 owners corporation levy accounting for the entire difference between the two. At 20.3km from the CBD, transport mode shifts the annual total by $3,064. The gap widens as commute costs rise.

Last updated November 2026 · Whitehorse City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 11% more to run than the Whitehorse City Council average, cheaper than only 40% of suburbs in the region.
The commute is the biggest expense at $5,287, roughly 50% of the annual total.
Switching from driving to public transport saves $3,064 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,631
Driving · per year
$886/month
About $204 a week to run a house here, including estimates
Unit annual cost
$11,051
Incl. owners corporation
$921/month
About $213 a week to run a unit here, including estimates
House vs unit difference
+$420
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Whitehorse rates
$1,556
Water & sewerage
Official, 2026-27 Yarra Valley Water
$1,538
Driving commute
Modelled, 2026-27 ATO 91c/km · 20.3km from CBD · 192 days
$5,287
Home insurance
Estimated flood Medium · fire Low
$2,250
Total annual running cost
$10,631
($886/month, $204/week)

Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).

↑ 11% above Whitehorse City Council average
SuburbCost affordability score ●●●○○ 5.7/10 Average
Cheaper to run than 40% of Whitehorse City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$1,759/yr
4,840 kWh
Unit
$1,428/yr
3,630 kWh
Estimated from AER residential benchmarks for Vermont South's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Vermont South

within a 2 km walk
Nearest stop
Glen Waverley Station, 3,459 m away, about a 43 minute walk. It is a bus stop.
Nearest hospital
Vermont Private Hospital, 1,096 m away, about a 14 minute walk.
Supermarkets
2
Cafes
3
Parks
50
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Vermont South

Is it cheaper to drive or take public transport from Vermont South to the CBD?

Public transport saves Vermont South residents $3,064 per year. Annual commute cost by car is $5,287 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.

What are the council rates in Vermont South?

Vermont South falls under Whitehorse City Council. The average residential rate for 2026-27 is $1,556 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.

What does it cost to run a unit in Vermont South?

Running a unit in Vermont South costs approximately $11,051 per year by car or $7,987 by public transport. This includes council rates of $1,556, water and sewerage $1,538, estimated owners corporation levy of $2,300, and contents insurance of $370. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Vermont South close to public transport?

The nearest scheduled service to the centre of Vermont South is Glen Waverley Station, a bus stop about 3,459 m away, about a 43 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Vermont South?

The closest hospital to the centre of Vermont South is Vermont Private Hospital, about 1,096 m away, about a 14 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Vermont South?

Within a 2 km walk of the centre of Vermont South there are 2 supermarkets, 3 cafes and 50 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Whitehorse rates (2026-27 budget). Water: Yarra Valley Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.