True annual cost of living in Wellington, NSW 2820
Living in a house in Wellington costs about $11,801 a year: council rates, water and sewerage, commute and home insurance combined. Wellington sits 46.9 kilometres from Dubbo CBD. Unit costs come in at $11,411, as lower council rates more than offset the $1,500 body corporate levy. At 46.9km, the commute dominates running costs. Drivers pay $4,381 more per year than public transport users.
Cheaper to run than 56% of Dubbo Regional suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Wellington's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Wellington
within a 2 km walk
Nearest stop
Wellington Station, 887 m away, about an 11 minute walk. It is a train stop.
Nearest hospital
Wellington Health Service, 1,466 m away, about an 18 minute walk.
Supermarkets
2
Cafes
5
Parks
9
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Wellington to Dubbo CBD?
Public transport saves Wellington residents $4,381 per year. Annual commute cost by car is $6,781 versus $2,400 by public transport using the Opal network.
What are the council rates in Wellington?
Wellington falls under Dubbo Regional Council. The average residential rate for 2026-27 is $1,270 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,270 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Wellington?
Running a unit in Wellington costs approximately $11,411 per year by car or $7,030 by public transport. This includes council rates of $1,270, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $560. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Wellington close to public transport?
The nearest scheduled service to the centre of Wellington is Wellington Station, a train stop about 887 m away, about an 11 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Wellington?
The closest hospital to the centre of Wellington is Wellington Health Service, about 1,466 m away, about an 18 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Wellington?
Within a 2 km walk of the centre of Wellington there are 2 supermarkets, 5 cafes and 9 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
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Data sources: Council rates: Dubbo Regional rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.