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79.7 km from CBD
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True annual cost of living in Windang, NSW 2528

Living in a house in Windang costs about $9,949 a year: council rates, water and sewerage, commute and home insurance combined. Windang sits 79.7 kilometres from Sydney CBD. Unit costs come in at $9,359, as lower council rates more than offset the $1,800 body corporate levy. At 79.7km, the commute dominates running costs. Drivers pay $1,082 more per year than public transport users.

Last updated July 2026 · Wollongong Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Wollongong average, cheaper than 44% of suburbs in the region.
The commute is the biggest expense at $3,482, roughly 35% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,949
Driving · per year
$829/month
Lower cost
Unit annual cost
$9,359
Incl. body corporate
$780/month
House vs unit difference
−$590
Unit is cheaper per year

Annual cost breakdown

Council rates
Wollongong rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,819
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 79.7km from CBD · 192 days
$3,482
Home insurance
Estimated · flood High · fire Medium
$3,100
Total annual running cost
$9,949
($829/month)
Near Wollongong average
SuburbCost affordability score ●●○○○ 4.2/10 Poor
Cheaper to run than 44% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,442/yr
5,238 kWh
Unit
$2,001/yr
3,929 kWh
Estimated from AER residential benchmarks for Windang's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Windang

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Shellharbour Private Hospital, 3,977 m away, about a 50 minute walk.
Supermarkets
0
Cafes
1
Parks
6
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Windang with another suburb

Frequently asked questions about Windang

Is it cheaper to drive or take public transport from Windang to the CBD?

Public transport saves Windang residents $1,082 per year. Annual commute cost by car is $3,482 versus $2,400 by public transport using the Opal network.

What are the council rates in Windang?

Windang falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Windang?

Running a unit in Windang costs approximately $9,359 per year by car or $8,277 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Windang close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Windang. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What is the closest hospital to Windang?

The closest hospital to the centre of Windang is Shellharbour Private Hospital, about 3,977 m away, about a 50 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Windang?

Within a 2 km walk of the centre of Windang there are 0 supermarkets, 1 cafe and 6 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.