True annual cost of living in Windermere Park, NSW 2264
Living in a house in Windermere Park costs about $9,819 a year: council rates, water and sewerage, commute and home insurance combined. Windermere Park sits 88.8 kilometres from Sydney CBD. Unit costs come in at $9,459, as lower council rates more than offset the $1,800 body corporate levy. At 88.8km, the commute dominates running costs. Drivers pay $1,479 more per year than public transport users.
Lake Macquarie rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,763
Water & sewerage
Hunter Water 2026-27
$1,377
Driving commute
ATO 91c/km · 88.8km from CBD · 192 days
$3,879
Home insurance
Estimated · flood High · fire Low
$2,800
Body corporate
Estimated
$1,800
Total annual running cost
$9,819
($818/month)
Near Lake Macquarie average
SuburbCost affordability score ●●●○○5.0/10 Average
Cheaper to run than 66% of Lake Macquarie suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).
Estimated electricity cost
typical 2-person household
House
$2,342/yr
5,238 kWh
Unit
$1,909/yr
3,929 kWh
Estimated from AER residential benchmarks for Windermere Park's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.
Getting around Windermere Park
within a 2 km walk
Nearest stop
Morisset Bus Interchange, 4,306 m away, about a 54 minute walk. It is a bus stop.
Nearest hospital
Morisset Hospital, 2,547 m away, about a 32 minute walk.
Supermarkets
1
Cafes
2
Parks
3
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.
Is it cheaper to drive or take public transport from Windermere Park to the CBD?
Public transport saves Windermere Park residents $1,479 per year. Annual commute cost by car is $3,879 versus $2,400 by public transport using the Opal network.
What are the council rates in Windermere Park?
Windermere Park falls under Lake Macquarie Council. The average residential rate for 2026-27 is $1,763 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,763 per year. These figures cover the general rate only and exclude waste and cleansing charges.
What does it cost to run a unit in Windermere Park?
Running a unit in Windermere Park costs approximately $9,459 per year by car or $7,980 by public transport. This includes council rates of $1,763, water and sewerage $1,377, estimated body corporate levy of $1,800, and contents insurance of $640. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.
Is Windermere Park close to public transport?
The nearest scheduled service to the centre of Windermere Park is Morisset Bus Interchange, a bus stop about 4,306 m away, about a 54 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.
What is the closest hospital to Windermere Park?
The closest hospital to the centre of Windermere Park is Morisset Hospital, about 2,547 m away, about a 32 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.
What shops and parks are in Windermere Park?
Within a 2 km walk of the centre of Windermere Park there is 1 supermarket, 2 cafes and 3 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.
Your report is opening in a new tab. Check your inbox if it doesn't appear within a minute.
Data sources: Council rates: Lake Macquarie rates (OLG 2024-25 + IPART 2026-27 peg). Water: Hunter Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07. Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.