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14.8 km from Albury CBD
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True annual cost of living in Wirlinga, NSW 2640

Living in a house in Wirlinga costs about $9,146 a year: council rates, water and sewerage, commute and home insurance combined. Wirlinga sits 14.8 kilometres from Albury CBD. Unit costs come in at $9,106, as lower council rates more than offset the $1,500 body corporate levy. Switching from driving to public transport saves $1,815 per year at this distance.

Last updated July 2026 · Albury Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 25% more to run than the Albury average, cheaper than only 14% of suburbs in the region.
The commute is the biggest expense at $4,215, roughly 46% of the annual total.
Switching from driving to public transport saves $1,815 a year.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
House annual cost
$9,146
Driving · per year
$762/month
Lower cost
Unit annual cost
$9,106
Incl. body corporate
$759/month
House vs unit difference
−$40
Unit is cheaper per year

Annual cost breakdown

Council rates
Albury rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,631
Water & sewerage
Regional NSW estimate
$1,300
Driving commute
ATO 91c/km · 14.8km from Albury CBD · 192 days
$4,215
Home insurance
Estimated · flood Low · fire Medium
$2,000
Total annual running cost
$9,146
($762/month)
↑ 25% above Albury average
SuburbCost affordability score ●●○○○ 3.7/10 Poor
Cheaper to run than 14% of Albury suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$3,150/yr
6,160 kWh
Unit
$2,611/yr
4,620 kWh
Estimated from AER residential benchmarks for Wirlinga's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Wirlinga

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

Compare Wirlinga with another suburb

Frequently asked questions about Wirlinga

Is it cheaper to drive or take public transport from Wirlinga to Albury CBD?

Public transport saves Wirlinga residents $1,815 per year. Annual commute cost by car is $4,215 versus $2,400 by public transport using the Opal network.

What are the council rates in Wirlinga?

Wirlinga falls under Albury Council. The average residential rate for 2026-27 is $1,631 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,631 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Wirlinga?

Running a unit in Wirlinga costs approximately $9,106 per year by car or $7,291 by public transport. This includes council rates of $1,631, water and sewerage $1,300, estimated body corporate levy of $1,500, and contents insurance of $460. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Wirlinga close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Wirlinga. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Wirlinga?

Within a 2 km walk of the centre of Wirlinga there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Albury rates (OLG 2024-25 + IPART 2026-27 peg). Water: Regional NSW estimate. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.