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Map of Woodstock
30.8 km from CBD
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True annual cost of living in Woodstock, VIC 3751

Living in a house in Woodstock costs about $11,586 a year: council rates, water and sewerage, commute and home insurance combined. Woodstock sits 30.8 kilometres from Melbourne CBD. Unit costs reach $12,306, with the $2,100 owners corporation levy accounting for the entire difference between the two. At 30.8km, the commute dominates running costs. Drivers pay $4,398 more per year than public transport users.

Last updated November 2026 · Whittlesea City Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 6% more to run than the Whittlesea City Council average, cheaper than only 22% of suburbs in the region.
The commute is the biggest expense at $6,621, roughly 57% of the annual total.
Switching from driving to public transport saves $4,398 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,586
Driving · per year
$966/month
About $223 a week to run a house here, including estimates
Unit annual cost
$12,306
Incl. owners corporation
$1,026/month
About $237 a week to run a unit here, including estimates
House vs unit difference
+$720
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Whittlesea rates
$1,727
Water & sewerage
Official, 2026-27 Yarra Valley Water
$1,538
Driving commute
Modelled, 2026-27 ATO 91c/km · 30.8km from CBD · 192 days
$6,621
Home insurance
Estimated flood Low · fire Medium
$1,700
Total annual running cost
$11,586
($966/month, $223/week)

Excludes electricity, estimated separately below. Also excludes the state Emergency Services and Volunteers Fund levy on your rates notice: $139 a year plus 17.3 cents per $1,000 of your home's capital improved value (2026-27).

↑ 6% above Whittlesea City Council average
SuburbCost affordability score ●●○○○ 4.3/10 Poor
Cheaper to run than 22% of Whittlesea City Council suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,016/yr
4,840 kWh
Unit
$1,629/yr
3,630 kWh
Estimated from AER residential benchmarks for Woodstock's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Woodstock

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Supermarkets
0
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Woodstock

Is it cheaper to drive or take public transport from Woodstock to the CBD?

Public transport saves Woodstock residents $4,398 per year. Annual commute cost by car is $6,621 versus $2,223 by public transport using a yearly myki Pass at the 2026 standard full fare.

What are the council rates in Woodstock?

Woodstock falls under Whittlesea City Council. The average residential rate for 2026-27 is $1,727 per year, from the council's budget: residential rate revenue divided by the number of residential assessments, plus the council's municipal charge where it sets one. Victorian councils rate on capital improved value, so individual properties pay more or less than the average. The figure excludes waste charges and the state Emergency Services and Volunteers Fund levy.

What does it cost to run a unit in Woodstock?

Running a unit in Woodstock costs approximately $12,306 per year by car or $7,908 by public transport. This includes council rates of $1,727, water and sewerage $1,538, estimated owners corporation levy of $2,100, and contents insurance of $320. Owners corporation fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Woodstock close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Woodstock. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What shops and parks are in Woodstock?

Within a 2 km walk of the centre of Woodstock there are 0 supermarkets, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Whittlesea rates (2026-27 budget). Water: Yarra Valley Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Flood: Victorian planning scheme flood overlays (FO, LSIO, SBO). Fire: Bushfire Management Overlay and Bushfire Prone Area. Data last verified November 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.