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Map of Woonona
60.2 km from CBD
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True annual cost of living in Woonona, NSW 2517

Living in a house in Woonona costs about $10,624 a year: council rates, water and sewerage, commute and home insurance combined. Woonona sits 60.2 kilometres from Sydney CBD. Unit costs reach $11,084, with the $1,800 body corporate levy accounting for the entire difference between the two. At 60.2km, the commute dominates running costs. Drivers pay $2,807 more per year than public transport users.

Last updated July 2026 · Wollongong Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Costs 12% more to run than the Wollongong average, cheaper than only 76% of suburbs in the region.
The commute is the biggest expense at $5,207, roughly 49% of the annual total.
Flood risk is rated high here, which lifts home insurance. Full risk detail is in the free report.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$10,624
Driving · per year
$885/month
About $204 a week to run a house here, including estimates
Unit annual cost
$11,084
Incl. body corporate
$924/month
About $213 a week to run a unit here, including estimates
House vs unit difference
+$460
Unit costs more per year

Annual cost breakdown

Council rates
Official, 2026-27 Wollongong rates
$1,819
Water & sewerage
Official, 2026-27 Sydney Water
$1,548
Driving commute
Modelled, 2026-27 ATO 91c/km · 60.2km from CBD · 192 days
$5,207
Home insurance
Estimated flood High · fire Medium
$2,050
Total annual running cost
$10,624
($885/month, $204/week)

Excludes electricity, estimated separately below.

↑ 12% above Wollongong average
SuburbCost affordability score ●●●○○ 6.1/10 Average
Cheaper to run than 76% of Wollongong suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,442/yr
5,238 kWh
Unit
$2,001/yr
3,929 kWh
Estimated from AER residential benchmarks for Woonona's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Woonona

within a 2 km walk
Nearest stop
Woonona, 385 m away, about a 5 minute walk. It is a train stop.
Nearest hospital
Bulli District Hospital, 1,542 m away, about a 19 minute walk.
Supermarkets
3
Cafes
7
Parks
30
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-11-03. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Woonona

Is it cheaper to drive or take public transport from Woonona to the CBD?

Public transport saves Woonona residents $2,807 per year. Annual commute cost by car is $5,207 versus $2,400 by public transport using the Opal network.

What are the council rates in Woonona?

Woonona falls under Wollongong Council. The average residential rate for 2026-27 is $1,819 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,819 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Woonona?

Running a unit in Woonona costs approximately $11,084 per year by car or $8,277 by public transport. This includes council rates of $1,819, water and sewerage $1,548, estimated body corporate levy of $1,800, and contents insurance of $710. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Woonona close to public transport?

The nearest scheduled service to the centre of Woonona is Woonona, a train stop about 385 m away, about a 5 minute walk. That is measured from the suburb centre, so an individual address can be nearer or further. The commute figure used in the running cost on this page assumes driving, not this service.

What is the closest hospital to Woonona?

The closest hospital to the centre of Woonona is Bulli District Hospital, about 1,542 m away, about a 19 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Woonona?

Within a 2 km walk of the centre of Woonona there are 3 supermarkets, 7 cafes and 30 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Wollongong rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: estimated from ACCC 2026 premium rates for the area's cyclone risk on a standard $600,000 home, adjusted for flood and fire, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data last verified September 2026.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.