Abbotsbury vs Horsley Park: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Abbotsbury and Horsley Park are both Fairfield rates (OLG suburbs, sitting 31.9 km and 33.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $99 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Abbotsbury
Horsley Park
Annual cost breakdown
| Category | Abbotsbury | Horsley Park | Difference |
|---|---|---|---|
| Council rates | $1,030 | $1,030 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,481 | $6,580 | -$99 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,150 | $2,150 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,209 | $11,308 | -$99 |
| Total (public transport) | $7,128 | $7,128 | - |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Abbotsbury | Horsley Park | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Abbotsbury vs Horsley Park (2026-27)
What the numbers show
Abbotsbury and Horsley Park cost within $99 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,135, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $99 per year. Horsley Park is 33.5 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.
On public transport the two suburbs cost almost the same, $7,128 and $7,128 a year, so the $99 driving gap nearly closes if you commute by public transport.
10-year cumulative cost projection
| Year | Abbotsbury cumulative | Horsley Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,209 | $11,308 | $99 |
| Year 3 | $34,646 | $34,952 | $306 |
| Year 5 | $59,510 | $60,036 | $526 |
| Year 10 | $128,499 | $129,634 | $1,135 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Abbotsbury or Horsley Park cheaper to live in?
Abbotsbury is cheaper to run by car at $11,209 per year versus $11,308 for Horsley Park, a difference of $99 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Abbotsbury and Horsley Park?
Annual council rates for a house are $1,030 in Abbotsbury (Fairfield rates (OLG) and $1,030 in Horsley Park (Fairfield rates (OLG). Water and sewerage adds $1,548 in Abbotsbury and $1,548 in Horsley Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Abbotsbury and Horsley Park?
Annual driving commute costs are $6,481 from Abbotsbury and $6,580 from Horsley Park to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Abbotsbury and $2,400 from Horsley Park.
What is the 10-year cost difference between Abbotsbury and Horsley Park?
At 3% annual cost growth, Abbotsbury costs a cumulative $128,499 and Horsley Park costs $129,634 over 10 years by car. The cumulative difference is $1,135 in favour of Abbotsbury. Excludes purchase price, mortgage, and personal expenses.
Which of Abbotsbury and Horsley Park is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Fairfield rates (OLG and Fairfield rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.