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Map of Horsley Park
33.5 km from CBD
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True annual cost of living in Horsley Park, NSW 2175

Living in a house in Horsley Park costs about $11,532 a year: council rates, water and sewerage, commute and home insurance combined. Horsley Park sits 33.5 kilometres from Sydney CBD. Unit costs reach $11,972, with the $2,100 body corporate levy accounting for the entire difference between the two. At 33.5km, the commute dominates running costs. Drivers pay $4,404 more per year than public transport users.

Last updated July 2026 · Fairfield Council rates 2026-27, ATO 91c/km, AER electricity benchmarks

3 key insights

Running costs sit near the Fairfield average, cheaper than 4% of suburbs in the region.
The commute is the biggest expense at $6,804, roughly 59% of the annual total.
Switching from driving to public transport saves $4,404 a year, a significant saving at this distance.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →
Lower cost
House annual cost
$11,532
Driving · per year
$961/month
Unit annual cost
$11,972
Incl. body corporate
$998/month
House vs unit difference
+$440
Unit costs more per year

Annual cost breakdown

Council rates
Fairfield rates (OLG 2024-25 + IPART 2026-27 peg) · average rate
$1,030
Water & sewerage
Sydney Water 2026-27
$1,548
Driving commute
ATO 91c/km · 33.5km from CBD · 192 days
$6,804
Home insurance
Estimated · flood Low · fire Medium
$2,150
Total annual running cost
$11,532
($961/month)
Near Fairfield average
SuburbCost affordability score ●○○○○ 2.9/10 Poor
Cheaper to run than 4% of Fairfield suburbs. Score blends running cost (50%), schools (20%) and flood & fire risk (30%).

Estimated electricity cost

typical 2-person household
House
$2,720/yr
6,060 kWh
Unit
$2,209/yr
4,545 kWh
Estimated from AER residential benchmarks for Horsley Park's climate zone at 2026-27 regulated prices for its electricity network. Get the free report for a breakdown by your exact number of occupants.

Getting around Horsley Park

within a 2 km walk
Nearest stop
No scheduled service within a 2 km walk of the suburb centre.
Nearest hospital
Fairfield Hospital, 5,494 m away, about a 69 minute walk.
Supermarkets
1
Cafes
0
Parks
0
Counted from OpenStreetMap via Overpass inside a 2 km walking radius of the suburb centre, built 2026-08-07. Distances are straight line from that centre, so a specific address can be closer or further. Mapping is contributed and can lag a new opening.

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Frequently asked questions about Horsley Park

Is it cheaper to drive or take public transport from Horsley Park to the CBD?

Public transport saves Horsley Park residents $4,404 per year. Annual commute cost by car is $6,804 versus $2,400 by public transport using the Opal network.

What are the council rates in Horsley Park?

Horsley Park falls under Fairfield Council. The average residential rate for 2026-27 is $1,030 per year for an owner-occupied house, based on OLG data uplifted by the council's IPART rate peg. Individual properties pay more or less depending on land value. Unit owners in strata schemes pay $1,030 per year. These figures cover the general rate only and exclude waste and cleansing charges.

What does it cost to run a unit in Horsley Park?

Running a unit in Horsley Park costs approximately $11,972 per year by car or $7,568 by public transport. This includes council rates of $1,030, water and sewerage $1,548, estimated body corporate levy of $2,100, and contents insurance of $490. Body corporate fees vary significantly between buildings. Always confirm the actual levy before purchasing.

Is Horsley Park close to public transport?

No scheduled public transport stop was found within a 2 km walk of the centre of Horsley Park. The running cost on this page assumes driving, which is why the commute component is the largest line for most suburbs in this position.

What is the closest hospital to Horsley Park?

The closest hospital to the centre of Horsley Park is Fairfield Hospital, about 5,494 m away, about a 69 minute walk. Distance is straight line from the suburb centre and does not account for the road route or whether the hospital has an emergency department.

What shops and parks are in Horsley Park?

Within a 2 km walk of the centre of Horsley Park there is 1 supermarket, 0 cafes and 0 parks. These counts come from OpenStreetMap via Overpass, which is contributed mapping and can lag a recent opening or closure.

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Data sources: Council rates: Fairfield rates (OLG 2024-25 + IPART 2026-27 peg). Water: Sydney Water 2026-27. Commute: ATO cents per kilometre rate 2026–27 (91c/km). Insurance: AI-estimated, disclosed as estimate. Schools: ACARA ICSEA 2025. Risk: Fire: NSW RFS Bush Fire Prone Land. Flood: modelled from 30m elevation (topographic). Data updated 2026-07.
Cost estimates are for comparison purposes only and do not constitute financial, insurance, or credit advice.