Acacia Gardens vs Glenwood: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Acacia Gardens and Glenwood are both Blacktown City Council rates (IPART approved SRV, 11.54% adopted for suburbs, sitting 31.3 km and 29.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $151 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Acacia Gardens
Glenwood
Annual cost breakdown
| Category | Acacia Gardens | Glenwood | Difference |
|---|---|---|---|
| Council rates | $1,360 | $1,360 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,659 | $6,508 | +$151 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,850 | $1,850 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,417 | $11,266 | +$151 |
| Total (public transport) | $7,158 | $7,158 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Acacia Gardens | Glenwood | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Acacia Gardens vs Glenwood (2026-27)
What the numbers show
Acacia Gardens and Glenwood cost within $151 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,731, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $151 per year. Acacia Gardens is 31.3 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $7,158 and $7,158 a year, so the $151 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,360 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Glenwood by $151 a year, $6,508 against $6,659.
- Building insurance is identical at $1,850 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
10-year cumulative cost projection
| Year | Acacia Gardens cumulative | Glenwood cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,417 | $11,266 | $151 |
| Year 3 | $35,289 | $34,822 | $467 |
| Year 5 | $60,614 | $59,813 | $801 |
| Year 10 | $130,883 | $129,152 | $1,731 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Acacia Gardens or Glenwood cheaper to live in?
Glenwood is cheaper to run by car at $11,266 per year versus $11,417 for Acacia Gardens, a difference of $151 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Acacia Gardens and Glenwood?
Annual council rates for a house are $1,360 in Acacia Gardens (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,360 in Glenwood (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Acacia Gardens and $1,548 in Glenwood. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Acacia Gardens and Glenwood?
Annual driving commute costs are $6,659 from Acacia Gardens and $6,508 from Glenwood to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Acacia Gardens and $2,400 from Glenwood.
What is the 10-year cost difference between Acacia Gardens and Glenwood?
At 3% annual cost growth, Acacia Gardens costs a cumulative $130,883 and Glenwood costs $129,152 over 10 years by car. The cumulative difference is $1,731 in favour of Glenwood. Excludes purchase price, mortgage, and personal expenses.
Which of Acacia Gardens and Glenwood is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.