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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Acacia Gardens vs Glenwood: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Acacia Gardens and Glenwood are both Blacktown City Council rates (IPART approved SRV, 11.54% adopted for suburbs, sitting 31.3 km and 29.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Acacia Gardens and Glenwood cost about the same to live in

The two sit within $146 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$146difference per year
$1,674over 10 years
the commutebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Acacia Gardens

2763 · Blacktown City Council rates (IPART approved SRV, 11.54% adopted for · 31.3 km from CBD
$11,197
Total annual cost (driving)
Public transport total$7,158
School score8.5/10
Flood & fire riskIn report

Glenwood

2768 · Blacktown City Council rates (IPART approved SRV, 11.54% adopted for · 29.5 km from CBD
$11,051
Total annual cost (driving)
Public transport total$7,158
School score9.0/10
Flood & fire riskIn report

Annual cost breakdown

CategoryAcacia GardensGlenwoodDifference
Council rates$1,360$1,360-
Water & sewerage$1,548$1,548-
Commute (driving)$6,439$6,293+$146
Commute (public transport)$2,400$2,400-
Home insurance$1,850$1,850-
Body corporate (unit)$2,100$2,100-
Total (driving)$11,197$11,051+$146
Total (public transport)$7,158$7,158-

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingAcacia GardensGlenwoodDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Acacia Gardens vs Glenwood (2026-27)

What the numbers show

Acacia Gardens and Glenwood cost within $146 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $1,674, making running cost a minor factor in the decision.

The biggest single gap is commute costs at $146 per year. Acacia Gardens is 31.3 km from Sydney CBD, which drives higher annual driving costs at the ATO rate of 88c/km.

On public transport the two suburbs cost almost the same, $7,158 and $7,158 a year, so the $146 driving gap nearly closes if you commute by public transport.

10-year cumulative cost projection

YearAcacia Gardens cumulativeGlenwood cumulativeDifference
Year 1$11,197$11,051$146
Year 3$34,609$34,158$451
Year 5$59,446$58,671$775
Year 10$128,361$126,687$1,674

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Acacia Gardens or Glenwood cheaper to live in?

    Glenwood is cheaper to run by car at $11,051 per year versus $11,197 for Acacia Gardens, a difference of $146 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Acacia Gardens and Glenwood?

    Annual council rates for a house are $1,360 in Acacia Gardens (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,360 in Glenwood (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Acacia Gardens and $1,548 in Glenwood. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Acacia Gardens and Glenwood?

    Annual driving commute costs are $6,439 from Acacia Gardens and $6,293 from Glenwood to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Acacia Gardens and $2,400 from Glenwood.

  4. What is the 10-year cost difference between Acacia Gardens and Glenwood?

    At 3% annual cost growth, Acacia Gardens costs a cumulative $128,361 and Glenwood costs $126,687 over 10 years by car. The cumulative difference is $1,674 in favour of Glenwood. Excludes purchase price, mortgage, and personal expenses.

Which of Acacia Gardens and Glenwood is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.