Acacia Gardens vs Kings Park, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Acacia Gardens and Kings Park are both Blacktown City Council rates (IPART approved SRV, 11.54% adopted for suburbs, sitting 31.3 km and 31 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Acacia Gardens runs $326 a year cheaper than Kings Park, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $3,737.
Over 10 years the gap between these two is about $3,700, about $7 a week, and most of it is the AI-estimated insurance line.
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Kings Park
Annual cost breakdown
| Category | Acacia Gardens | Kings Park | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,360 | $1,360 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,659 | $6,635 | +$24 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,500 | $1,850 | -$350 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,067 | $11,393 | -$326 |
| Total (public transport) | $6,808 | $7,158 | -$350 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Acacia Gardens | Kings Park | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Acacia Gardens vs Kings Park (2026-27)
What the numbers show
Acacia Gardens and Kings Park differ by $326 a year by car, but $350 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $24, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $350 per year.
On public transport the gap is $350 per year, $6,808 from Acacia Gardens versus $7,158 from Kings Park.
Where the difference actually comes from
- Council rates is identical at $1,360 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Kings Park by $24 a year, $6,635 against $6,659.
- Building insurance favours Acacia Gardens by $350 a year, $1,500 against $1,850.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
The catchment state school scores 8.5 in Acacia Gardens against 5.4 in Kings Park, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Acacia Gardens cumulative | Kings Park cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,067 | $11,393 | $326 |
| Year 3 | $34,207 | $35,215 | $1,008 |
| Year 5 | $58,756 | $60,487 | $1,731 |
| Year 10 | $126,871 | $130,608 | $3,737 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Acacia Gardens or Kings Park cheaper to live in?
Neither is named cheaper. Acacia Gardens runs $11,067 a year by car and Kings Park $11,393, but most of the $326 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $24. Source: SuburbCost 2026 data.
What are council rates in Acacia Gardens and Kings Park?
Annual council rates for a house are $1,360 in Acacia Gardens (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,360 in Kings Park (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Acacia Gardens and $1,548 in Kings Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Acacia Gardens and Kings Park?
Annual driving commute costs are $6,659 from Acacia Gardens and $6,635 from Kings Park to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Acacia Gardens and $2,400 from Kings Park.
What is the 10-year cost difference between Acacia Gardens and Kings Park?
At 3% annual cost growth, Acacia Gardens costs a cumulative $126,871 and Kings Park costs $130,608 over 10 years by car. The cumulative difference is $3,737 in favour of Acacia Gardens. Excludes purchase price, mortgage, and personal expenses.
Which of Acacia Gardens and Kings Park suits you better?
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Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.