Aldavilla vs Euroka: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Aldavilla and Euroka are both Kempsey rates (OLG suburbs, sitting 42.4 km and 40.4 km from Port Macquarie CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
The two sit within $24 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Aldavilla
Euroka
Annual cost breakdown
| Category | Aldavilla | Euroka | Difference |
|---|---|---|---|
| Council rates | $1,492 | $1,492 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $6,964 | $6,988 | -$24 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,100 | $3,100 | - |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $12,856 | $12,880 | -$24 |
| Total (public transport) | $8,292 | $8,292 | - |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Aldavilla | Euroka | Difference |
|---|---|---|---|
| House | $2,774 | $2,774 | - |
| Unit | $2,329 | $2,329 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Aldavilla vs Euroka (2026-27)
What the numbers show
Aldavilla and Euroka cost within $24 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $275, making running cost a minor factor in the decision.
The biggest single gap is commute costs at $24 per year. Aldavilla is 42.4 km from Port Macquarie CBD, which drives higher annual driving costs at the ATO rate of 91c/km.
On public transport the two suburbs cost almost the same, $8,292 and $8,292 a year, so the $24 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates is identical at $1,492 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Aldavilla by $24 a year, $6,964 against $6,988.
- Building insurance is identical at $3,100 a year.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance.
The catchment state school scores 3.4 in Aldavilla against 1 in Euroka, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Aldavilla cumulative | Euroka cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,856 | $12,880 | $24 |
| Year 3 | $39,737 | $39,811 | $74 |
| Year 5 | $68,254 | $68,382 | $128 |
| Year 10 | $147,380 | $147,655 | $275 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Aldavilla or Euroka cheaper to live in?
Aldavilla is cheaper to run by car at $12,856 per year versus $12,880 for Euroka, a difference of $24 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Aldavilla and Euroka?
Annual council rates for a house are $1,492 in Aldavilla (Kempsey rates (OLG) and $1,492 in Euroka (Kempsey rates (OLG). Water and sewerage adds $1,300 in Aldavilla and $1,300 in Euroka. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Aldavilla and Euroka?
Annual driving commute costs are $6,964 from Aldavilla and $6,988 from Euroka to Port Macquarie CBD (ATO 91c/km). Public transport costs $2,400 from Aldavilla and $2,400 from Euroka.
What is the 10-year cost difference between Aldavilla and Euroka?
At 3% annual cost growth, Aldavilla costs a cumulative $147,380 and Euroka costs $147,655 over 10 years by car. The cumulative difference is $275 in favour of Aldavilla. Excludes purchase price, mortgage, and personal expenses.
Which of Aldavilla and Euroka is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Kempsey rates (OLG and Kempsey rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.