Angus vs Vineyard: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Angus (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and Vineyard (Hawkesbury City Council rates (IPART approved SRV, 8.66% in) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (40.2 km and 42.2 km).
Angus runs $468 a year cheaper than Vineyard, driven mostly by council rates. Over 10 years at 3% growth that gap compounds to about $5,366.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Angus
Vineyard
Annual cost breakdown
| Category | Angus | Vineyard | Difference |
|---|---|---|---|
| Council rates | $1,360 | $1,848 | -$488 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,758 | $6,738 | +$20 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $3,250 | $3,250 | - |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $12,916 | $13,384 | -$468 |
| Total (public transport) | $8,558 | $9,046 | -$488 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Angus | Vineyard | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Angus vs Vineyard (2026-27)
What the numbers show
Angus costs $468 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $5,366 in favour of Angus.
The biggest single gap is council rates at $488 per year.
On public transport the gap is $488 per year, $8,558 from Angus versus $9,046 from Vineyard.
10-year cumulative cost projection
| Year | Angus cumulative | Vineyard cumulative | Difference |
|---|---|---|---|
| Year 1 | $12,916 | $13,384 | $468 |
| Year 3 | $39,922 | $41,369 | $1,447 |
| Year 5 | $68,573 | $71,057 | $2,484 |
| Year 10 | $148,067 | $153,433 | $5,366 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Angus or Vineyard cheaper to live in?
Angus is cheaper to run by car at $12,916 per year versus $13,384 for Vineyard, a difference of $468 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Angus and Vineyard?
Annual council rates for a house are $1,360 in Angus (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,848 in Vineyard (Hawkesbury City Council rates (IPART approved SRV, 8.66% in). Water and sewerage adds $1,548 in Angus and $1,548 in Vineyard. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Angus and Vineyard?
Annual driving commute costs are $6,758 from Angus and $6,738 from Vineyard to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Angus and $2,400 from Vineyard.
What is the 10-year cost difference between Angus and Vineyard?
At 3% annual cost growth, Angus costs a cumulative $148,067 and Vineyard costs $153,433 over 10 years by car. The cumulative difference is $5,366 in favour of Angus. Excludes purchase price, mortgage, and personal expenses.
Which of Angus and Vineyard is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and Hawkesbury City Council rates (IPART approved SRV, 8.66% in rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.