Arndell Park vs Bungarribee, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Arndell Park and Bungarribee are both Blacktown City Council rates (IPART approved SRV, 11.54% adopted for suburbs, sitting 31.7 km and 33.4 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Arndell Park runs $411 a year cheaper than Bungarribee, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,712.
Over 10 years the gap between these two is about $4,700, about $9 a week, and most of it is the AI-estimated insurance line.
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Bungarribee
Annual cost breakdown
| Category | Arndell Park | Bungarribee | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,360 | $1,360 | - |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,687 | $6,798 | -$111 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $2,150 | -$300 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,445 | $11,856 | -$411 |
| Total (public transport) | $7,158 | $7,458 | -$300 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Arndell Park | Bungarribee | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Arndell Park vs Bungarribee (2026-27)
What the numbers show
Arndell Park and Bungarribee differ by $411 a year by car, but $300 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $111, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $7,158 from Arndell Park versus $7,458 from Bungarribee.
Where the difference actually comes from
- Council rates is identical at $1,360 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Arndell Park by $111 a year, $6,687 against $6,798.
- Building insurance favours Arndell Park by $300 a year, $1,850 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Bungarribee against low in Arndell Park, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Arndell Park cumulative | Bungarribee cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,445 | $11,856 | $411 |
| Year 3 | $35,375 | $36,646 | $1,271 |
| Year 5 | $60,763 | $62,945 | $2,182 |
| Year 10 | $131,204 | $135,916 | $4,712 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Arndell Park or Bungarribee cheaper to live in?
Neither is named cheaper. Arndell Park runs $11,445 a year by car and Bungarribee $11,856, but most of the $411 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $111. Source: SuburbCost 2026 data.
What are council rates in Arndell Park and Bungarribee?
Annual council rates for a house are $1,360 in Arndell Park (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,360 in Bungarribee (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Arndell Park and $1,548 in Bungarribee. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Arndell Park and Bungarribee?
Annual driving commute costs are $6,687 from Arndell Park and $6,798 from Bungarribee to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Arndell Park and $2,400 from Bungarribee.
What is the 10-year cost difference between Arndell Park and Bungarribee?
At 3% annual cost growth, Arndell Park costs a cumulative $131,204 and Bungarribee costs $135,916 over 10 years by car. The cumulative difference is $4,712 in favour of Arndell Park. Excludes purchase price, mortgage, and personal expenses.
Which of Arndell Park and Bungarribee suits you better?
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Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.