Arndell Park vs Bungarribee: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Arndell Park and Bungarribee are both Blacktown City Council rates (IPART approved SRV, 11.54% adopted for suburbs, sitting 31.7 km and 33.4 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Arndell Park runs $411 a year cheaper than Bungarribee, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $4,712.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Arndell Park
Bungarribee
Annual cost breakdown
| Category | Arndell Park | Bungarribee | Difference |
|---|---|---|---|
| Council rates | $1,360 | $1,360 | - |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,687 | $6,798 | -$111 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $1,850 | $2,150 | -$300 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,445 | $11,856 | -$411 |
| Total (public transport) | $7,158 | $7,458 | -$300 |
Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Arndell Park | Bungarribee | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Arndell Park vs Bungarribee (2026-27)
What the numbers show
Arndell Park costs $411 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $4,712 in favour of Arndell Park.
The biggest single gap is home insurance at $300 per year.
On public transport the gap is $300 per year, $7,158 from Arndell Park versus $7,458 from Bungarribee.
Where the difference actually comes from
- Council rates is identical at $1,360 a year.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Arndell Park by $111 a year, $6,687 against $6,798.
- Building insurance favours Arndell Park by $300 a year, $1,850 against $2,150.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Fire risk is rated medium in Bungarribee against low in Arndell Park, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Arndell Park cumulative | Bungarribee cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,445 | $11,856 | $411 |
| Year 3 | $35,375 | $36,646 | $1,271 |
| Year 5 | $60,763 | $62,945 | $2,182 |
| Year 10 | $131,204 | $135,916 | $4,712 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Arndell Park or Bungarribee cheaper to live in?
Arndell Park is cheaper to run by car at $11,445 per year versus $11,856 for Bungarribee, a difference of $411 annually. Figures cover council rates, water, commute (ATO 91c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Arndell Park and Bungarribee?
Annual council rates for a house are $1,360 in Arndell Park (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for) and $1,360 in Bungarribee (Blacktown City Council rates (IPART approved SRV, 11.54% adopted for). Water and sewerage adds $1,548 in Arndell Park and $1,548 in Bungarribee. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Arndell Park and Bungarribee?
Annual driving commute costs are $6,687 from Arndell Park and $6,798 from Bungarribee to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Arndell Park and $2,400 from Bungarribee.
What is the 10-year cost difference between Arndell Park and Bungarribee?
At 3% annual cost growth, Arndell Park costs a cumulative $131,204 and Bungarribee costs $135,916 over 10 years by car. The cumulative difference is $4,712 in favour of Arndell Park. Excludes purchase price, mortgage, and personal expenses.
Which of Arndell Park and Bungarribee is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Blacktown City Council rates (IPART approved SRV, 11.54% adopted for and Blacktown City Council rates (IPART approved SRV, 11.54% adopted for rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost AI insurance estimates. Data updated July 2026.