Bannockburn vs Windaroo: true annual running costs compared (2026)
Last updated July 2026 · council rates 2026-27 (QLD), ATO 88c/km, Translink fares, AER electricity benchmarks
Bannockburn and Windaroo are both Logan City Council suburbs, sitting 36.2 km and 34.9 km from Brisbane CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Windaroo runs $848 a year cheaper than Bannockburn, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $9,722.
Over 10 years, Windaroo costs about $9,700 less to run than Bannockburn — the same as paying $9,700 less for the home. It's the cost no listing shows you.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Bannockburn
Windaroo
Annual cost breakdown
| Category | Bannockburn | Windaroo | Difference |
|---|---|---|---|
| Council rates | $1,816 | $1,816 | - |
| Water & sewerage | $2,149 | $2,149 | - |
| Commute (driving) | $6,697 | $6,649 | +$48 |
| Commute (public transport) | $192 | $192 | - |
| Home insurance | $3,000 | $2,200 | +$800 |
| Body corporate (unit) | $1,800 | $2,200 | -$400 |
| Total (driving) | $13,662 | $12,814 | +$848 |
| Total (public transport) | $7,157 | $6,357 | +$800 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: minimum residential general rate (QLD).
| Dwelling | Bannockburn | Windaroo | Difference |
|---|---|---|---|
| House | $1,976 | $1,976 | - |
| Unit | $1,591 | $1,591 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Bannockburn vs Windaroo (2026-27)
What the numbers show
Windaroo costs $848 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $9,722 in favour of Windaroo.
The biggest single gap is home insurance at $800 per year.
On public transport the gap is $800 per year, $7,157 from Bannockburn versus $6,357 from Windaroo.
10-year cumulative cost projection
| Year | Bannockburn cumulative | Windaroo cumulative | Difference |
|---|---|---|---|
| Year 1 | $13,662 | $12,814 | $848 |
| Year 3 | $42,228 | $39,607 | $2,621 |
| Year 5 | $72,533 | $68,031 | $4,502 |
| Year 10 | $156,620 | $146,898 | $9,722 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Bannockburn or Windaroo cheaper to live in?
Windaroo is cheaper to run by car at $12,814 per year versus $13,662 for Bannockburn, a difference of $848 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Bannockburn and Windaroo?
Annual council rates for a house are $1,816 in Bannockburn (Logan City Council) and $1,816 in Windaroo (Logan City Council). Water and sewerage adds $2,149 in Bannockburn and $2,149 in Windaroo. Both figures are the minimum residential general rate; properties on higher land value pay more.
How does the commute cost compare between Bannockburn and Windaroo?
Annual driving commute costs are $6,697 from Bannockburn and $6,649 from Windaroo to Brisbane CBD (ATO 88c/km). Public transport costs $192 from Bannockburn and $192 from Windaroo.
What is the 10-year cost difference between Bannockburn and Windaroo?
At 3% annual cost growth, Bannockburn costs a cumulative $156,620 and Windaroo costs $146,898 over 10 years by car. The cumulative difference is $9,722 in favour of Windaroo. Excludes purchase price, mortgage, and personal expenses.
Which of Bannockburn and Windaroo is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
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Sources: Logan City Council and Logan City Council rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.