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Council rates: 2026-27 · Water: 2026-27 · Commute: ATO 2026-27 · Sources: council budgets, water utilities, ATO, ABS

Bardia vs Edmondson Park, true annual running costs compared 2026

Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks

Bardia (Campbelltown rates (OLG) and Edmondson Park (Liverpool rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (34.3 km and 34.5 km).

The verdict
Bardia and Edmondson Park cost about the same to live in

The two sit within $261 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.

$261difference per year
$2,992over 10 years
home insurancebiggest cost driver

Over 10 years the gap between these two is about $3,000, about $6 a week, and most of it is the AI-estimated insurance line.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict → Personalise this comparison with your own commute, home type and loan → Neither quite right? Find the Sydney suburbs that fit your budget →

Bardia

2565 · Campbelltown rates (OLG · 34.3 km from CBD
$11,742
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,295
School score7.8/10
Flood & fire riskIn report

Edmondson Park

2174 · Liverpool rates (OLG · 34.5 km from CBD
$11,481
Total annual cost (driving)
Includes estimated insurance, excludes electricity
Public transport total$7,024
School score7.9/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBardiaEdmondson ParkDifference
Council rates Official, 2026-27$1,497$1,376+$121
Water & sewerage Official, 2026-27$1,548$1,548-
Commute (driving) Modelled, 2026-27$6,847$6,857-$10
Commute (public transport) Modelled, 2026-27$2,400$2,400-
Home insurance Estimated$1,850$1,700+$150
Body corporate (unit) Estimated$2,100$2,100-
Total (driving)$11,742$11,481+$261
Total (public transport)$7,295$7,024+$271

Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingBardiaEdmondson ParkDifference
House$2,720$2,720-
Unit$2,209$2,209-

Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown, Bardia vs Edmondson Park (2026-27)

What the numbers show

Bardia and Edmondson Park differ by $261 a year by car, but $150 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $111, so neither suburb is named cheaper here.

The biggest single gap is home insurance at $150 per year.

On public transport the gap is $271 per year, $7,295 from Bardia versus $7,024 from Edmondson Park.

Where the difference actually comes from

They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.

10-year cumulative cost projection

YearBardia cumulativeEdmondson Park cumulativeDifference
Year 1$11,742$11,481$261
Year 3$36,293$35,487$806
Year 5$62,340$60,954$1,386
Year 10$134,609$131,617$2,992

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Bardia or Edmondson Park cheaper to live in?

    Neither is named cheaper. Bardia runs $11,742 a year by car and Edmondson Park $11,481, but most of the $261 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $111. Source: SuburbCost 2026 data.

  2. What are council rates in Bardia and Edmondson Park?

    Annual council rates for a house are $1,497 in Bardia (Campbelltown rates (OLG) and $1,376 in Edmondson Park (Liverpool rates (OLG). Water and sewerage adds $1,548 in Bardia and $1,548 in Edmondson Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Bardia and Edmondson Park?

    Annual driving commute costs are $6,847 from Bardia and $6,857 from Edmondson Park to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Bardia and $2,400 from Edmondson Park.

  4. What is the 10-year cost difference between Bardia and Edmondson Park?

    At 3% annual cost growth, Bardia costs a cumulative $134,609 and Edmondson Park costs $131,617 over 10 years by car. The cumulative difference is $2,992 in favour of Edmondson Park. Excludes purchase price, mortgage, and personal expenses.

Which of Bardia and Edmondson Park suits you better?

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Related comparisons

Sources: Campbelltown rates (OLG and Liverpool rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.