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Council rates: 2026-27 · Water & commute: 2025-26 · Sources: council websites, QUU, ATO, ABS

Barker vs Oran Park: true annual running costs compared (2026)

Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks

Barker and Oran Park are both Camden rates (OLG suburbs, sitting 46.2 km and 44.2 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.

The verdict
Barker and Oran Park cost about the same to live in

The two sit within $212 a year of each other to run, so running cost is a minor factor here — the decision comes down to schools, risk and lifestyle, all in the free report.

$212difference per year
$2,430over 10 years
home insurancebiggest cost driver

Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.

Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →

Barker

2556 · Camden rates (OLG · 46.2 km from CBD
$11,867
Total annual cost (driving)
Public transport total$7,671
School score4.2/10
Flood & fire riskIn report

Oran Park

2570 · Camden rates (OLG · 44.2 km from CBD
$11,655
Total annual cost (driving)
Public transport total$7,371
School score6.7/10
Flood & fire riskIn report

Annual cost breakdown

CategoryBarkerOran ParkDifference
Council rates$1,573$1,573-
Water & sewerage$1,548$1,548-
Commute (driving)$6,596$6,684-$88
Commute (public transport)$2,400$2,400-
Home insurance$2,150$1,850+$300
Body corporate (unit)$2,100$2,100-
Total (driving)$11,867$11,655+$212
Total (public transport)$7,671$7,371+$300

Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).

Estimated electricity cost typical 2-person household
DwellingBarkerOran ParkDifference
House$2,420$2,420-
Unit$1,920$1,920-

Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.

Cost breakdown chart

Annual cost breakdown — Barker vs Oran Park (2026-27)

What the numbers show

Barker and Oran Park cost within $212 of each other annually by car. Over ten years with 3% annual growth the gap reaches roughly $2,430, making running cost a minor factor in the decision.

The biggest single gap is home insurance at $300 per year.

On public transport the gap is $300 per year, $7,671 from Barker versus $7,371 from Oran Park.

10-year cumulative cost projection

YearBarker cumulativeOran Park cumulativeDifference
Year 1$11,867$11,655$212
Year 3$36,680$36,024$656
Year 5$63,004$61,878$1,126
Year 10$136,042$133,612$2,430

Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.

Frequently asked questions

  1. Is Barker or Oran Park cheaper to live in?

    Oran Park is cheaper to run by car at $11,655 per year versus $11,867 for Barker, a difference of $212 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.

  2. What are council rates in Barker and Oran Park?

    Annual council rates for a house are $1,573 in Barker (Camden rates (OLG) and $1,573 in Oran Park (Camden rates (OLG). Water and sewerage adds $1,548 in Barker and $1,548 in Oran Park. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.

  3. How does the commute cost compare between Barker and Oran Park?

    Annual driving commute costs are $6,596 from Barker and $6,684 from Oran Park to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Barker and $2,400 from Oran Park.

  4. What is the 10-year cost difference between Barker and Oran Park?

    At 3% annual cost growth, Barker costs a cumulative $136,042 and Oran Park costs $133,612 over 10 years by car. The cumulative difference is $2,430 in favour of Oran Park. Excludes purchase price, mortgage, and personal expenses.

Which of Barker and Oran Park is best to actually live in?

You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.

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Related comparisons

Sources: Camden rates (OLG and Camden rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.