Denham Court vs Leppington, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Denham Court (Campbelltown rates (OLG) and Leppington (Camden rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (38.1 km and 39.4 km).
The two sit within $160 a year of each other to run, so running cost is a minor factor here. The decision comes down to schools, risk and lifestyle, all in the free report.
Over 10 years the gap between these two is about $1,800, about $4 a week, and most of it is the AI-estimated insurance line.
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Leppington
Annual cost breakdown
| Category | Denham Court | Leppington | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,497 | $1,573 | -$76 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,973 | $6,987 | -$14 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $1,600 | +$250 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,868 | $11,708 | +$160 |
| Total (public transport) | $7,295 | $7,121 | +$174 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Denham Court | Leppington | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Denham Court vs Leppington (2026-27)
What the numbers show
Denham Court and Leppington differ by $160 a year by car, but $250 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $90, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $250 per year.
On public transport the two suburbs cost almost the same, $7,295 and $7,121 a year, so the $160 driving gap nearly closes if you commute by public transport.
Where the difference actually comes from
- Council rates favours Denham Court by $76 a year, $1,497 against $1,573.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Denham Court by $14 a year, $6,973 against $6,987.
- Building insurance favours Leppington by $250 a year, $1,600 against $1,850.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Fire risk is rated medium in Denham Court against low in Leppington, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Denham Court cumulative | Leppington cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,868 | $11,708 | $160 |
| Year 3 | $36,683 | $36,188 | $495 |
| Year 5 | $63,009 | $62,159 | $850 |
| Year 10 | $136,053 | $134,219 | $1,834 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Denham Court or Leppington cheaper to live in?
Neither is named cheaper. Denham Court runs $11,868 a year by car and Leppington $11,708, but most of the $160 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $90. Source: SuburbCost 2026 data.
What are council rates in Denham Court and Leppington?
Annual council rates for a house are $1,497 in Denham Court (Campbelltown rates (OLG) and $1,573 in Leppington (Camden rates (OLG). Water and sewerage adds $1,548 in Denham Court and $1,548 in Leppington. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Denham Court and Leppington?
Annual driving commute costs are $6,973 from Denham Court and $6,987 from Leppington to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Denham Court and $2,400 from Leppington.
What is the 10-year cost difference between Denham Court and Leppington?
At 3% annual cost growth, Denham Court costs a cumulative $136,053 and Leppington costs $134,219 over 10 years by car. The cumulative difference is $1,834 in favour of Leppington. Excludes purchase price, mortgage, and personal expenses.
Which of Denham Court and Leppington suits you better?
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Related comparisons
Sources: Campbelltown rates (OLG and Camden rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.