Casula vs Glenfield: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Casula (Liverpool rates (OLG) and Glenfield (Campbelltown rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (29.6 km and 31.7 km).
Casula runs $586 a year cheaper than Glenfield, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $6,718.
Over 10 years these two cost about the same to run. The difference here isn't money — it's location, schools and lifestyle.
Get the free report: 10-year costs, flood & fire risk, crime, schools and overall verdict →Casula
Glenfield
Annual cost breakdown
| Category | Casula | Glenfield | Difference |
|---|---|---|---|
| Council rates | $1,376 | $1,497 | -$121 |
| Water & sewerage | $1,548 | $1,548 | - |
| Commute (driving) | $6,302 | $6,467 | -$165 |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,300 | $2,600 | -$300 |
| Body corporate (unit) | $2,100 | $2,100 | - |
| Total (driving) | $11,526 | $12,112 | -$586 |
| Total (public transport) | $7,624 | $8,045 | -$421 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Casula | Glenfield | Difference |
|---|---|---|---|
| House | $2,420 | $2,420 | - |
| Unit | $1,920 | $1,920 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Casula vs Glenfield (2026-27)
What the numbers show
Casula costs $586 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $6,718 in favour of Casula.
The biggest single gap is home insurance at $300 per year. Glenfield carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $421 per year, $7,624 from Casula versus $8,045 from Glenfield.
10-year cumulative cost projection
| Year | Casula cumulative | Glenfield cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,526 | $12,112 | $586 |
| Year 3 | $35,626 | $37,437 | $1,811 |
| Year 5 | $61,193 | $64,304 | $3,111 |
| Year 10 | $132,133 | $138,851 | $6,718 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Casula or Glenfield cheaper to live in?
Casula is cheaper to run by car at $11,526 per year versus $12,112 for Glenfield, a difference of $586 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Casula and Glenfield?
Annual council rates for a house are $1,376 in Casula (Liverpool rates (OLG) and $1,497 in Glenfield (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Casula and $1,548 in Glenfield. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Casula and Glenfield?
Annual driving commute costs are $6,302 from Casula and $6,467 from Glenfield to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Casula and $2,400 from Glenfield.
What is the 10-year cost difference between Casula and Glenfield?
At 3% annual cost growth, Casula costs a cumulative $132,133 and Glenfield costs $138,851 over 10 years by car. The cumulative difference is $6,718 in favour of Casula. Excludes purchase price, mortgage, and personal expenses.
Which of Casula and Glenfield is best to actually live in?
You've got the costs. Get the free personalised report for the rest: a clear verdict on which suburb wins, the full flood, fire and crime risk profile, nearest schools, estimated electricity cost by number of occupants, and your own loan or rent stress-tested over 10 years. No spam.
Related comparisons
Sources: Liverpool rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.