Casula vs Glenfield, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Casula (Liverpool rates (OLG) and Glenfield (Campbelltown rates (OLG) attract comparison from buyers considering suburbs across different council areas at similar distances from Sydney CBD (29.6 km and 31.7 km).
Casula runs $641 a year cheaper than Glenfield, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,348.
Over 10 years the gap between these two is about $7,300, about $14 a week, and most of it is the AI-estimated insurance line.
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Glenfield
Annual cost breakdown
| Category | Casula | Glenfield | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,376 | $1,497 | -$121 |
| Water & sewerage Official, 2026-27 | $1,548 | $1,548 | - |
| Commute (driving) Modelled, 2026-27 | $6,517 | $6,687 | -$170 |
| Commute (public transport) Modelled, 2026-27 | $2,400 | $2,400 | - |
| Home insurance Estimated | $1,850 | $2,200 | -$350 |
| Body corporate (unit) Estimated | $2,100 | $2,100 | - |
| Total (driving) | $11,291 | $11,932 | -$641 |
| Total (public transport) | $7,174 | $7,645 | -$471 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Casula | Glenfield | Difference |
|---|---|---|---|
| House | $2,720 | $2,720 | - |
| Unit | $2,209 | $2,209 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Casula vs Glenfield (2026-27)
What the numbers show
Casula and Glenfield differ by $641 a year by car, but $350 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $291, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $350 per year. Glenfield carries medium flood risk, which pushes estimated premiums higher.
On public transport the gap is $471 per year, $7,174 from Casula versus $7,645 from Glenfield.
Where the difference actually comes from
- Council rates favours Casula by $121 a year, $1,376 against $1,497.
- Water and sewerage is identical at $1,548 a year.
- Driving commute favours Casula by $170 a year, $6,517 against $6,687.
- Building insurance favours Casula by $350 a year, $1,850 against $2,200.
They sit in different council areas, so the rates line is set by two different councils. For NSW that figure is the average residential rate reported to the Office of Local Government, uplifted by that council's IPART rate peg.
Fire risk is rated medium in Glenfield against low in Casula, which feeds the insurance estimate. The catchment state school scores 7.8 in Glenfield against 5.5 in Casula, on ACARA's ICSEA percentile scaled to ten.
10-year cumulative cost projection
| Year | Casula cumulative | Glenfield cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,291 | $11,932 | $641 |
| Year 3 | $34,899 | $36,881 | $1,982 |
| Year 5 | $59,945 | $63,349 | $3,404 |
| Year 10 | $129,439 | $136,787 | $7,348 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Casula or Glenfield cheaper to live in?
Neither is named cheaper. Casula runs $11,291 a year by car and Glenfield $11,932, but most of the $641 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $291. Source: SuburbCost 2026 data.
What are council rates in Casula and Glenfield?
Annual council rates for a house are $1,376 in Casula (Liverpool rates (OLG) and $1,497 in Glenfield (Campbelltown rates (OLG). Water and sewerage adds $1,548 in Casula and $1,548 in Glenfield. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Casula and Glenfield?
Annual driving commute costs are $6,517 from Casula and $6,687 from Glenfield to Sydney CBD (ATO 91c/km). Public transport costs $2,400 from Casula and $2,400 from Glenfield.
What is the 10-year cost difference between Casula and Glenfield?
At 3% annual cost growth, Casula costs a cumulative $129,439 and Glenfield costs $136,787 over 10 years by car. The cumulative difference is $7,348 in favour of Casula. Excludes purchase price, mortgage, and personal expenses.
Which of Casula and Glenfield suits you better?
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Sources: Liverpool rates (OLG and Campbelltown rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.