Batar Creek vs Kendall, true annual running costs compared 2026
Last updated July 2026 · council rates current NSW schedules, ATO 91c/km, Opal & Translink fares, AER electricity benchmarks
Batar Creek and Kendall are both Port Macquarie-Hastings rates (OLG suburbs, sitting 33.9 km and 30 km from Port Macquarie CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Batar Creek runs $676 a year cheaper than Kendall, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $7,750.
Over 10 years the gap between these two is about $7,800, about $15 a week, and most of it is the AI-estimated insurance line.
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Kendall
Annual cost breakdown
| Category | Batar Creek | Kendall | Difference |
|---|---|---|---|
| Council rates Official, 2026-27 | $1,370 | $1,370 | - |
| Water & sewerage Estimated | $1,300 | $1,300 | - |
| Commute (driving) Modelled, 2026-27 | $6,826 | $6,552 | +$274 |
| Commute (public transport) Modelled, 2026-27 | $6,826 | $6,552 | +$274 |
| Home insurance Estimated | $2,150 | $3,100 | -$950 |
| Body corporate (unit) Estimated | $1,500 | $1,500 | - |
| Total (driving) | $11,646 | $12,322 | -$676 |
| Total (public transport) | $11,646 | $12,322 | -$676 |
Totals exclude electricity, estimated separately below. Green = cheaper. Commute: ATO 91c/km, 220 working days. Insurance estimated from ACCC premium rates; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Batar Creek | Kendall | Difference |
|---|---|---|---|
| House | $2,827 | $2,827 | - |
| Unit | $2,369 | $2,369 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2026-27 regulated prices for each suburb's electricity network, including supply charge (AER Default Market Offer caps, or the QCA price in regional Queensland; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown, Batar Creek vs Kendall (2026-27)
What the numbers show
Batar Creek and Kendall differ by $676 a year by car, but $950 of that is the building insurance estimate rather than a published figure. On the sourced costs, council rates, water and the commute, the gap is $274, so neither suburb is named cheaper here.
The biggest single gap is home insurance at $950 per year. Kendall carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $676 per year, $11,646 from Batar Creek versus $12,322 from Kendall.
Where the difference actually comes from
- Council rates is identical at $1,370 a year.
- Water and sewerage is identical at $1,300 a year.
- Driving commute favours Kendall by $274 a year, $6,552 against $6,826.
- Building insurance favours Batar Creek by $950 a year, $2,150 against $3,100.
Both suburbs sit in the same council area, so the rates line is identical and none of the difference between them comes from council. What separates them is commute distance and the insurance band.
Flood risk is rated high in Kendall against low in Batar Creek, which feeds the insurance estimate.
10-year cumulative cost projection
| Year | Batar Creek cumulative | Kendall cumulative | Difference |
|---|---|---|---|
| Year 1 | $11,646 | $12,322 | $676 |
| Year 3 | $35,997 | $38,086 | $2,089 |
| Year 5 | $61,830 | $65,419 | $3,589 |
| Year 10 | $133,508 | $141,258 | $7,750 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Batar Creek or Kendall cheaper to live in?
Neither is named cheaper. Batar Creek runs $11,646 a year by car and Kendall $12,322, but most of the $676 difference is the building insurance estimate rather than a published figure. On council rates, water and the commute, which are sourced, the gap is $274. Source: SuburbCost 2026 data.
What are council rates in Batar Creek and Kendall?
Annual council rates for a house are $1,370 in Batar Creek (Port Macquarie-Hastings rates (OLG) and $1,370 in Kendall (Port Macquarie-Hastings rates (OLG). Water and sewerage adds $1,300 in Batar Creek and $1,300 in Kendall. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Batar Creek and Kendall?
Annual driving commute costs are $6,826 from Batar Creek and $6,552 from Kendall to Port Macquarie CBD (ATO 91c/km). No daily public transport commute is assumed from either suburb, so both are costed by car.
What is the 10-year cost difference between Batar Creek and Kendall?
At 3% annual cost growth, Batar Creek costs a cumulative $133,508 and Kendall costs $141,258 over 10 years by car. The cumulative difference is $7,750 in favour of Batar Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Batar Creek and Kendall suits you better?
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Sources: Port Macquarie-Hastings rates (OLG and Port Macquarie-Hastings rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 91c/km, and SuburbCost insurance estimates from ACCC premium rates. Data updated July 2026.