Batar Creek vs Rossglen: true annual running costs compared (2026)
Last updated July 2026 · council rates current NSW schedules, ATO 88c/km, Opal & Translink fares, AER electricity benchmarks
Batar Creek and Rossglen are both Port Macquarie-Hastings rates (OLG suburbs, sitting 280.6 km and 283.5 km from Sydney CBD respectively, and are commonly compared by buyers weighing up running costs within the same council area.
Batar Creek runs $1,100 a year cheaper than Rossglen, driven mostly by home insurance. Over 10 years at 3% growth that gap compounds to about $12,610.
Over 10 years, Batar Creek costs about $12,600 less to run than Rossglen — the same as paying $12,600 less for the home. It's the cost no listing shows you.
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Rossglen
Annual cost breakdown
| Category | Batar Creek | Rossglen | Difference |
|---|---|---|---|
| Council rates | $1,370 | $1,370 | - |
| Water & sewerage | $1,300 | $1,300 | - |
| Commute (driving) | $17,600 | $17,600 | - |
| Commute (public transport) | $2,400 | $2,400 | - |
| Home insurance | $2,400 | $3,500 | -$1,100 |
| Body corporate (unit) | $1,500 | $1,500 | - |
| Total (driving) | $22,670 | $23,770 | -$1,100 |
| Total (public transport) | $7,470 | $8,570 | -$1,100 |
Green = cheaper. Commute: ATO 88c/km, 220 working days. Insurance AI-estimated; actual premiums vary. Council rates: average residential rate (NSW, IPART-uplifted).
| Dwelling | Batar Creek | Rossglen | Difference |
|---|---|---|---|
| House | $2,148 | $2,148 | - |
| Unit | $1,716 | $1,716 | - |
Estimated from AER residential benchmarks for each suburb's climate zone at 2025 rates (QLD 30c/kWh, NSW 33c/kWh incl. supply charge; unit ≈ 75% of a house). Get the free report for a breakdown by your exact number of occupants.
Cost breakdown chart
Annual cost breakdown — Batar Creek vs Rossglen (2026-27)
What the numbers show
Batar Creek costs $1,100 less per year to run by car. Held over ten years at 3% annual cost growth, that gap compounds to $12,610 in favour of Batar Creek.
The biggest single gap is home insurance at $1,100 per year. Rossglen carries high flood risk, which pushes estimated premiums higher.
On public transport the gap is $1,100 per year, $7,470 from Batar Creek versus $8,570 from Rossglen.
10-year cumulative cost projection
| Year | Batar Creek cumulative | Rossglen cumulative | Difference |
|---|---|---|---|
| Year 1 | $22,670 | $23,770 | $1,100 |
| Year 3 | $70,071 | $73,471 | $3,400 |
| Year 5 | $120,358 | $126,198 | $5,840 |
| Year 10 | $259,886 | $272,496 | $12,610 |
Assumes 3% annual cost growth. Excludes purchase price, mortgage, and personal expenses.
Frequently asked questions
Is Batar Creek or Rossglen cheaper to live in?
Batar Creek is cheaper to run by car at $22,670 per year versus $23,770 for Rossglen, a difference of $1,100 annually. Figures cover council rates, water, commute (ATO 88c/km), and home insurance. Source: SuburbCost 2026 data.
What are council rates in Batar Creek and Rossglen?
Annual council rates for a house are $1,370 in Batar Creek (Port Macquarie-Hastings rates (OLG) and $1,370 in Rossglen (Port Macquarie-Hastings rates (OLG). Water and sewerage adds $1,300 in Batar Creek and $1,300 in Rossglen. Both figures are the average residential rate reported to the Office of Local Government, uplifted by each council's IPART rate peg.
How does the commute cost compare between Batar Creek and Rossglen?
Annual driving commute costs are $17,600 from Batar Creek and $17,600 from Rossglen to Sydney CBD (ATO 88c/km). Public transport costs $2,400 from Batar Creek and $2,400 from Rossglen.
What is the 10-year cost difference between Batar Creek and Rossglen?
At 3% annual cost growth, Batar Creek costs a cumulative $259,886 and Rossglen costs $272,496 over 10 years by car. The cumulative difference is $12,610 in favour of Batar Creek. Excludes purchase price, mortgage, and personal expenses.
Which of Batar Creek and Rossglen is best to actually live in?
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Related comparisons
Sources: Port Macquarie-Hastings rates (OLG and Port Macquarie-Hastings rates (OLG rate data, water utility pricing (QLD: Queensland Urban Utilities / Unitywater; NSW: Sydney Water / Hunter Water), ATO 88c/km, and SuburbCost AI insurance estimates. Data updated July 2026.